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ಅಭಿವೃದ್ಧಿಯ ಬದಲಾವಣೆ ಬಯಸಿದ ಕರ್ನಾಟಕ ಜನತೆ

Posted on by City Today News (City today.media)

ಬೆಂಗಳೂರು: ಡಬಲ್ ಇಂಜಿನ್ ಸರ್ಕಾರ ಡಬಲ್ ಇಂಜಿನ್ ಇದ್ದರೆ ಮಾತ್ರ. ಆದರೆ ಕರ್ನಾಟಕದ ಅಭಿವೃದ್ಧಿಯಲ್ಲಿ ರಾಜ್ಯದ ಇಂಜಿನ್ ಕೆಲಸ ಮಾಡಿಲ್ಲ. ಅದನ್ನು ರಾಜ್ಯದ ಜನತೆ ತಿರಸ್ಕರಿಸಿ ಸೂಕ್ತ ಉತ್ತರ ನೀಡಿದ್ದಾರೆ. ರಾಜ್ಯದಲ್ಲಿ ನರೇಂದ್ರ ಮೋದಿ ಮತ್ತು ಅಮಿತ್ ಷಾ ಎಷ್ಟು ಬಾರಿ ಬಂದು ಅಬ್ಬರದ ಪ್ರಚಾರ ಮಾಡಿದರು ಸಹ ಕರ್ನಾಟಕ ಜನತೆ ಡಬಲ್ ಇಂಜಿನ್ ಸರ್ಕಾರವನ್ನು ಒಪ್ಪಿಕೊಂಡಿಲ್ಲ. ಈ ಬಾರಿಯ ಚುನಾವಣಾ ಫಲಿತಾಂಶ ಬಿಜೆಪಿಗೆ ದಕ್ಷಿಣ ಭಾರತದ 2024ರ ಸಂಸತ್ ಚುನಾವಣೆಗೆ ಎಚ್ಚರಿಕೆಯ ಗಂಟೆಯಾಗಿದೆ.

ಕೇಂದ್ರ ಕಾಂಗ್ರೆಸ್ ನಾಯಕರು ಹಾಗು ರಾಜ್ಯ ಕಾಂಗ್ರೆಸ್ ನಾಯಕರ ಒಗ್ಗಟ್ಟಿನಲ್ಲಿ ನಡೆದ ಭಾರತ್ ಜೋಡೋ, ಕರ್ನಾಟಕ್ ಜೋಡೋ ಯಾತ್ರೆಯ ಪರಿಣಾಮದ ಫಲಶ್ರುತಿಯನ್ನು ಇಂದು ರಾಜ್ಯದ ಜನತೆ ನೀಡಿದ್ದಾರೆ.

ಈ ಬಾರಿ ನಾನು ಒಬ್ಬ ರಾಜಕೀಯ ತಂತ್ರಗಾರನಾಗಿ. ಬೆಂಗಳೂರಿನ ಮಹದೇವಪುರ, ತಿಪಟೂರು ಮತ್ತು ಮಾಜಿ ಮುಖ್ಯಮಂತ್ರಿಗಳಾದ ಶ್ರೀ ಸಿದ್ದರಾಮಯ್ಯನವರು ಸ್ಪರ್ಧಿಸಿದ್ದ ವರುಣ ವಿಧಾನಸಭಾ ಕ್ಷೇತ್ರ ಸೇರಿದಂತೆ 3 ವಾರ್ ರೂಮ್ ಗಳ ಕೆಲಸಗಳನ್ನು ನಿರ್ವಹಸಿದ್ದೇನೆ. ಆ ಭಾಗದಲ್ಲಿ ಕಂಡುಬಂದ ವಿಷಯಗಳು ಬಡಜನತೆಯ ಸಮಗ್ರ ಜೀವನಕ್ಕೆ ಜನಪರ ಸ್ನೇಹಿ ಕಾಂಗ್ರೆಸ್ ಸರ್ಕಾರ ಅಧಿಕಾರಕ್ಕೆ ಬರುಬೇಕು ಎಂಬ ಆಶಯಗಳೇ ಕೇಳಿ ಬಂದಿತ್ತು.

ಬೆಲೆ ಏರಿಕೆಯಿಂದ ತತ್ತರಿಸಿರುವ ಬಡಜನತೆ ಸಮರ್ಥ ಜೀವನಕ್ಕಾಗಿ ಮಹಿಳಾ ಮತದಾರರು ಬಹು ಸಂಖ್ಯೆಯಲ್ಲಿ ಮತ ಚಲಾಯಿಸಿದ್ದು, ನೂತನ ಸರ್ಕಾರ ರಚನೆಯಲ್ಲಿ ಮಹಿಳೆಯರು ಮುಖ್ಯ ಪಾತ್ರ ವಹಿಸಿದ್ದಾರೆ.

ಈ ಬಾರಿ ವಿಧಾನಸಭೆ ಚುನಾವಣೆಯಲ್ಲಿ ಲಿಂಗಾಯತ ಸಮುದಾಯದ ವಿಚಾರ ಅಥವಾ ದಿ ಕೇರಳ ಸ್ಟೋರಿ, ಭಜರಂಗದಳ ಈ ಯಾವ ವಿಚಾರಗಳು ಕೂಡ ವೋಟ್ ಬ್ಯಾಂಕ್ ಆಗೋದಿಲ್ಲ ಎಂಬುದನ್ನು ಗಮನಾರ್ಹ ಅಂಶ. ಇದು ಬಿಜೆಪಿಗೆ ಒಂದು ಎಚ್ಚರಿಕೆಯ ಗಂಟೆಯಾಗಿದೆ.

ಈ ಬಾರಿ ಕರ್ನಾಟಕ ಜನತೆ ಈ ವಿಚಾರಗಳನ್ನು ಮುಖ್ಯವಾಗಿರಿಸಿಕೊಂಡು ಮತ ಚಲಾವಣೆ ಮಾಡಿಲ್ಲ. ಬಹಳ ಮುಖ್ಯವಾಗಿ ಒಕ್ಕಲಿಗ ಸಮುದಾಯದ ಮತಗಳು ಜೆಡಿಎಸ್ ನಿಂದ ಕಾಂಗ್ರೆಸ್ ಪಕ್ಷದತ್ತ ಹೆಚ್ಚು ಮುಖ ಮಾಡಿದ್ದು, ಬಿಜೆಪಿಯತ್ತ ಕಡಿಮೆ ವಾಲುತ್ತಿದೆ.

ಹಿಮಾಚಲ ಪ್ರದೇಶದಲ್ಲಿ ಪ್ರಿಯಾಂಕ ಗಾಂಧಿಯವರು ಗ್ಯಾರಂಟಿ ಯೋಜನೆಗಳನ್ನು ಘೋಷಿಸಿದ್ದರು. ಪಿಂಚಣಿದಾರರ ವಿಚಾರಗಳನ್ನು ಒಳಗೊಂಡಂತೆ ಹಲವಾರು ಯೋಜನೆಗಳನ್ನು ಘೋಷಣೆ ಮಾಡಿದ್ದು, ಅದರಂತೆ ಕರ್ನಾಟಕ ರಾಜ್ಯದಲ್ಲಿ ಕಾಂಗ್ರೆಸ್ ಗ್ಯಾರಂಟಿ ಯೋಜನೆಗಳು ಘೋಷಣೆ ಮಾಡಿದ್ದು. ಕರ್ನಾಟಕ ಜನತೆ ಗ್ಯಾರಂಟಿ ಯೋಜನೆಗಳನ್ನು ಪರಿಗಣಿಸಿ ನಂಬಿಕೆಯಿಂದ ಕಾಂಗ್ರೆಸ್ ನ ಸಾಂಪ್ರದಾಯಿಕ ಮತಗಳೆಲ್ಲವೂ ಕಾಂಗ್ರೆಸ್ ನತ್ತ ಮುಖ ಮಾಡಿದೆ.

ನನ್ನ ಗಮನಕ್ಕೆ ಬಹುವಾಗಿ ಕಾಣಿಸಿದ್ದು ಬೂತ್ ಮಟ್ಟದಲ್ಲಿ ಕಾರ್ಯಕರ್ತರ ಚುನಾವಣಾ ಪ್ರಚಾರದ ರೀತಿ ನೀತಿ ಗ್ಯಾರಂಟಿ ಕಾರ್ಡ್ ಗಳ ಮಾಹಿತಿ ಇಲ್ಲದಿರುದು ಜತೆಗೆ ಹೊಂದಾಣಿಕೆಯ ಪ್ರಚಾರ ಈ ವಿಚಾರಗಳ ಮೇಲೆ ನಾನು ಕೆಲಸ ಮಾಡಿದ್ದು ಸಾಧ್ಯವಾದಷ್ಟು ಈ ಎಲ್ಲಾ ಸಮಸ್ಯೆಗಳನ್ನು ಪರಿಹರಿಸಿದ್ದೇನೆ.

ಹಿಂದಿ ಭಾಷೆ ವಿಚಾರದಲ್ಲಿ ಹೇರಿಕೆ ಮಾಡುತ್ತಿದೆ ಎಂದು ಬಿಂಬಿತವಾದರೂ, ನಂದಿನಿ ಹಾಲು ವಿಚಾರದಲ್ಲಿ ಬಿಜೆಪಿ ನಿಲುವುಗಳನ್ನು ನಮ್ಮ ರೈತರು ವಿರೋಧಿಸಿದ್ದು ಇದರ ಪರಿಣಾಮವನ್ನು ಹಳೇ ಮೈಸೂರು ಭಾಗದಲ್ಲಿ ನಾವು ಕಾಣಬಹುದು.

ಬಿ. ಎಸ್. ಯಡಿಯೂರಪ್ಪ ಅವರ ಪ್ರಧಾನ ನಾಯಕತ್ವವಿಲ್ಲದೆ ಬಿಜೆಪಿ 2ನೇ ಚುನಾವಣೆಯನ್ನು ಎದುರಿಸಿದೆ. 2013 ರಲ್ಲಿ, ಇದು ವಿಫಲವಾಗಿತ್ತು. 2023 ರಲ್ಲಿ ಪರಿಸ್ಥಿತಿ ಸುಧಾರಿಸುತ್ತದೆ ಎಂಬ ಭರವಸೆಯು ಸಹ ಇದೀಗ ಸುಳ್ಳಾಗಿದೆ. ನರೇಂದ್ರ ಮೋದಿ ಮತ್ತು ಅಮಿತ್ ಶಾ ಪ್ರಚಾರಕ್ಕೆ ಬರುವವರೆಗೂ ಬಿಜೆಪಿ ಪಕ್ಷಕ್ಕೆ ರಾಜ್ಯದಲ್ಲಿ ಅಂತಹ ನಾಯಕತ್ವ ಇರಲಿಲ್ಲ. ಈ ಬಗ್ಗೆ ಬಿಜೆಪಿ ರಾಜ್ಯ ನಾಯಕರ ಬಳಿ ಏನಾದರೂ ವಿವರಣೆ ಇದೆಯೇ?

ನರೇಂದ್ರ ಮೋದಿ ಹಾಗು ಅಮಿತ್ ಷಾ ಅವರು ಈ ಬಾರಿಯ ವಿಧಾನಸಭೆ ಚುನಾವಣೆಯಲ್ಲಿ 60 ರಿಂದ 70 ಕ್ಷೇತ್ರಗಳಲ್ಲಿ ಯುವಕರಿಗೆ ಮಣೆ ಹಾಕಿರುವುದನ್ನು ನಿರ್ಲಕ್ಷ್ಯ ಮಾಡುವಂತಿಲ್ಲ, ಈ ನಿರ್ಧಾರ ಮುಂದಿನ 2024ರ ಸಂಸತ್ ಚುನಾವಣೆಗೆ ಪರಿಣಾಮಕಾರಿ ಎಂಬ ಸೂಚನೆಗಳು ಕಾಣುತ್ತಿವೆ.

40% ರಾಜ್ಯ ಸರ್ಕಾರದ ಅಭಿವೃದ್ಧಿ ಇಂದಿನ ಚುನಾವಣೆಯಲ್ಲಿ ಕಾಣಿಸುತ್ತಿದೆ. ಬಿಜೆಪಿ ಆಪರೇಷನ್ ಕಮಲದ ರೀತಿಯ ಯಾವ ಯೋಜನೆಗಳಿಗೆ ಮಣೆ ಹಾಕದೆ ಕರ್ನಾಟಕ ಜನತೆಯ ತೀರ್ಪನ್ನು ಗೌರವಿಸಿ ಬಿಜೆಪಿ ವಿರೋಧ ಪಕ್ಷವನ್ನು ಅಲಂಕರಿಸುವುದು ಸೂಕ್ತವಾಗಿರುತ್ತದೆ.

ಕರ್ನಾಟಕ ರಾಜ್ಯದ ರಾಜಕೀಯ ಚಿತ್ರಣ ಬಹಳ ಹಿಂದಿನಿಂದಲೂ ಕೇಂದ್ರದಲ್ಲಿ ಅಧಿಕಾರವಿರುವ ಪಕ್ಷ ರಾಜ್ಯದಲ್ಲಿ ಸರ್ಕಾರ ರಚನೆ ಮಾಡುವುದಿಲ್ಲ ಎಂಬ ಮಾತಿನಂತೆ ರಾಜ್ಯದಲ್ಲಿ ಈ ಬಾರಿಯೂ ಅದೇ ಪರಿಸ್ಥಿತಿ ಮರುಕಳಿಸುತ್ತಿದೆ.

City Today News 9341997936

Fifth Edition of “The Real Woman Awards” 2023 Recognises “Power Women” of Construction Industry

Posted on by City Today News (City today.media)

May 12, 2023; Bangalore: The Real Woman Awards 2023 concluded on May 12th, honoring the accomplishments of 28 exceptional women entrepreneurs who are making a difference in the construction industry. The event, held at the luxurious Hotel Royal Orchid, Golf Avenue in Bangalore, showcased the inspiring achievements of these trailblazing women in a field that has long been dominated by men.
The construction industry has witnessed a significant increase in women’s participation in recent years. According to a report by McKinsey & Company, women now make up around 10% of the construction workforce, with more women taking on leadership roles in various sub-sectors, and some of this growth is to the credit of this amazing initiative of recognizing the contribution of Women Entrepreneurs of the Industry.

The 5th edition of “The Real Woman Awards” aimed to acknowledge and promote these achievements, encouraging more women to join the construction sector and contribute to its growth.
The gala event welcomed distinguished guests of honor, Ms. Hemamalini Uppoor, Vice President of Tata Realty; Ms. Shibanee Sagar, Co-founder of Total Environment; and Ms. Mamata Rao, Dean of NID-Bengaluru. Their presence emphasized the importance of mentorship and leadership in supporting women’s career advancement in the construction industry.

Mr. Dinesh Aggarwal, CEO of RR Kabel Ltd, and Ms. Anjan Mukherjee, Commercial National Head of Lutron India, delivered thought-provoking presentations, highlighting the need for greater gender diversity in all business segments and the value it brings to the industry.

The 28 awardees, selected by a well-appointed Jury, for their outstanding achievements across various construction-related fields, were celebrated as role models for the next generation of female construction professionals. This recognition not only honored their accomplishments but also served as a platform for networking and collaboration among women entrepreneurs in the construction sector.
In a world where women still face significant barriers to entry and advancement in traditionally male-dominated industries, the 5th annual Real Woman Awards 2023 provided a stage for these trailblazers to showcase their success and inspire others. By honoring their hard work, determination, and innovation, the event aims to foster a more inclusive and diverse construction industry that benefits everyone.

This initiative is the brain child of Ms. Sheetal Bhilkar of UBSC, a renowned MEP consulting company from Mumbai and serial entrepreneur Mr. Vijay Dalwani of Harmony Events.
For more information about The Real Woman Awards 2023 and the awardees, please visit https://www.realwoman.in/

City Today News 9341997936

Milestone year; Setting new benchmarks

Posted on by City Today News (City today.media)

*Best ever performance across all parameters with PAT at ₹310 crore/₹1,100 crore for Q4/ FY23
*Disbursed ₹6,001 crore /₹20,037 crore for Q4/ FY23; Gross loan book up 33% Y-o-Y/ 10% Q-o-Q
*Collections/ asset quality at industry best; PAR at 3.8%; GNPA/NNPA at 2.6%/0.04%
*Deposits up 40% Y-o-Y/ 10% Q-o-Q; Retail TDs^ up 69% Y-o-Y/ 10% Q-o-Q

12 May, 2023: Ujjivan Small Finance Bank ltd. [BSE: 542904; NSE: UJJIVANSFB], today announced its financial performance for the year and quarter ended March 31, 2023

Summary of Ujjivan Small Finance Bank Business Performance – Q4FY23 and FY23
Assets
Disbursements were at ₹6,001 crore/ ₹20,037 crore for Q4FY23/ FY23; crossing major milestones
All-round growth with Housing and FIG crossing milestone of ₹400 crore/ ₹300 crore quarterly disbursement, disbursing ₹439 crore/ ₹318 crore respectively – highest ever for both the segments
Gross loan book at ₹24,085* crore up 33%/10% Y-o-Y/Q-o-Q
Collection and Asset Quality
Continued traction on Collections with ~100% efficiency in Mar’23; NDA collection consistently at ~100%
Portfolio at risk at 3.8% as of Mar’23* vs 4.9% as on Dec’22
GNPA/ NNPA declined to 2.6% / 0.04%#* as of Mar’23 against 3.4% / 0.05%#* as of Dec’22
Total of ₹ 67 crore written-off in Q4FY23; Provision coverage ratio as on Mar’23 is 98.4%#
Restructured book falls below 1%; constitutes only 0.9% of gross loan book* with provision cover of ~100% and collection efficiency of 111% in Mar’23
Deposits
Deposits at ₹25,538 crore as of Mar’23 up by 40%/10% Y-o-Y/Q-o-Q
Retail TD grew 69%/10% Q-o-Q/Y-o-Y
CASA grew 35%/11% Q-o-Q/Y-o-Y taking CASA ratio at 26.4% as on Mar’23
Healthy retail liability customer acquisition.
Financials
Q4/ FY23 NII of ₹738 / ₹2,698 crores up 36%/ 52% Y-o-Y; NIM at 9.1%* for Q4FY23, 9.5% for FY23
Cost to Income ratio at 55.2% in Q4FY23 vs 64.0% Y-o-Y; 54.8% for FY23 down from 70.1% Y-o-Y
Q4 PPoP at ₹411 crore up 70% Y-o-Y; PAT of ₹310 crore up 145% Y-o-Y; FY23 PPoP at ₹1,485 crore up 133% Y-o-Y; PAT of ₹1,100 crore vs ₹(415) crore in FY22
Capital and Liquidity
Capital adequacy ratio at 25.8% with Tier-1 capital at 22.7%
Provisional LCR at 180% as of Mar’23

Given the strong performance for the fiscal, the Board has recommended a final dividend of 5% in addition to the 7.5% dividend already paid.

Mr. Ittira Davis, MD & CEO, Ujjivan Small Finance Bank said, “FY23 started on a high note and ended on even higher note as Q4FY23 marked several milestones in the Bank’s history, set benchmarks and achieved success on multiple fronts. We delivered an all-round performance and met all our guidances. On one hand, we made new benchmarks for growth with all-time high disbursements and on the other hand asset quality continued to show sequential and sustained improvement. Our deposits continued to outpace asset growth crossing ₹25,000 crore mark. We had a negligible credit cost for the year on the back of sustained collections – reduced slippages and strong recoveries. While, slippages have normalised towards the year-end, recoveries may continue for a while. Our continued strong collections will ensure a sub-100 bps credit cost in FY24 as well. We picked-up our branch expansion during the quarter with 31 new branches and will continue it in the new fiscal with around 100 branches. Among various other achievements on digital side, most remarkable one is the launch of our vvv* based mobile banking app – “Hello Ujjivan” targeting non-tech savvy customers. The app has already received several industry accolades including Aegis Graham Bell Awards 2022 for Innovation in Consumer Tech and has seen 1.3+ lakh downloads. We would continue to leverage our digital capabilities in addition to brick and mortar.
On the merger with our promoter, we have filed our application with Honourable NCLT, Bengaluru and are awaiting observations/ communication. We will keep the stakeholders informed on the same.
In FY24, we would be building on the base of FY23. The contribution of secured products in growth would see improvement as our strategy/ execution for respective verticals take clearer shape. Overall, we remain confident of the business growth (>25% gross loan book growth) and profitability (~22% RoE). We remain committed to our journey towards becoming a leading mass-market bank and contributing towards digital inclusion in India.”

City Today News 9341997936

Mastercard and Getout System collaborate to enhance management of business travel for Indian enterprises

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Launch Spends Ecosystem, the first SaaS-based platform with an integrated marketplace to address challenges of cost, compliance, transparency, data control and regulatory constraints

Mumbai, May11, 2023: Mastercard today announced its collaboration with travel and spend management firm Getout System to launch its proprietary Spends Ecosystem, the first SaaS-based platform with an integrated marketplace to service all stakeholders in the business travel space. By addressing challenges of cost, compliance, transparency, data control and regulatory constraints, the platform will enable enterprises of all sizes to maximize the value of their spend and improve their financial health and workflows.

 

The Spends Ecosystem will allow enterprises to make payments which are automatically reconciled with a variety of controls aimed at ensuring risk free and frictionless transactions. It will act as a one-stop-shop for travel bookings, payments, and compliances, with in-built digital workflows, budgetary and policy adherences, and simplified accounting and expense management. 

 

Traditionally, business travel solutions have been disparate, time-consuming, and costly, with issues around policy compliance and transparency. However, the Spends Ecosystem, with end-to-end automation of business travel, will automate travel supplier and service provider payments, thereby increasing cashflow and reducing fraud risk for enterprises.

 

“The collaboration between Getout System and Mastercard will facilitate seamless physical and virtual credit card generation for online and offline payments according to customers’ business needs. The platform will assist its users with spend and budget management, providing them more flexibility and controls in terms of accounting. Further, its integration with an online travel marketplace will ensure a hassle-free experience for enterprises,” said Sanjeev Malhotra, Founder Director & CEO, Getout System.

 

“Mastercard’s collaboration with Getout System reiterates its larger commitment to promoting innovation and strengthening the Indian startup ecosystem. With a unique marketplace model and exciting offers for all stakeholders, such as banks, intermediaries, travel service providers, and cardholders, the Spends platform will act as a complete travel solution for Indian businesses of all sizes. It will also strengthen Mastercard’s position in the business travel space,” said Mukul Sukhani, Senior Vice President, Business Development, Mastercard.

City Today News 9341997936

Disaster Risk Financing to take centre stage at Second G20 DRRWG Meeting

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23 – 25 May 2023, Mumbai

National/ Mumbai: The second meeting of the Disaster Risk Reduction Working Group (DRRWG) is set to take place in Mumbai from 23-25 May 2023. The gathering will bring together government officials, industry experts, private sector and stakeholders from more than 20 countries to explore innovative ways of managing disaster risk and financing for sustainable development. The meeting will enable G20 countries to identify opportunities and explore innovative financing mechanisms to reduce the impact of disasters on vulnerable communities.
As the G20 nations face an increasing number of natural disasters and climate change-related risks – with a combined estimated Annual Average Loss of $218 billion or 9% of average annual investment in infrastructure, the second DRRWG meeting with high-level dialogue on financing for development is an opportunity to call-for-action on finance for DRR. It will cover public and private financing, social protection, knowledge sharing, and international financing mechanisms for disaster response, recovery and reconstruction.
The DRRWG will also host side events on infrastructure risk assessment tools and data platforms, and the importance of adopting a ‘build back better’ approach that incorporates ecosystem-based approaches and engages local communities. The various other agendas including the establishment of a national framework, incentivizing private investments, and supporting disaster preparedness, will pave the way towards a more resilient future.
In addition to the G20 member countries, the invited countries and international organizations like Coalition for Disaster Resilient Infrastructure, important Indian key stakeholders like Ministry of External Affairs of the Government of India, National Disaster Management Authority, National Institute of Disaster Management, National Disaster Response Force are expected to participate at the second DRRWG meeting.

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