FINANCIAL RESULTS FOR QUARTER ENDED 31st DECEMBER 2020
Bank’s Global Business reached Rs.1640582 crore
Key Highlights (9 Months period ended) (Dec 2019 V/s Dec 2020)
Domestic Business of the Bank grew by 8.69%.
Net-Interest Income grew by 21.47%.
Non-Interest Income grew by 28.64%.
Operating Profit grew by 37.29%.
Net Profit grew by 112.21%.
Domestic NIM improved by 26 bps.
Cost to Income Ratio improved by 488 bps.
Retail Credit grew by 9.33% with Housing loan at 13.32%.
CASA Deposits increased by 14.89%.
Retail term deposit grew by 18.19%.
Gross NPA Ratio down by 236 bps.
Net NPA Ratio down by 298 bps.
Provision Coverage Ratio (PCR) improved by 1452 bps.
CRAR stood at 13.69% as at Dec 2020. Out of which Tier-I is 10.45% and Tier-II is 3.24% as at Dec 2020.
Key Highlights (3 Months ended)
(Dec 2019 V/s Dec 2020)
Net-Interest Income grew by 14.58%.
Non-Interest Income grew by 63.09%.
Operating Profit grew by 46.65%.
Cost to Income Ratio improved by 567 bps.
Key Highlights (3 Months ended) (Sep 2020 V/s Dec 2020)
Operating Profit grew by 16.02% to Rs.5382 Cr.
Net Profit grew by 56.76% to Rs.696 Cr.
Total Income increased by 3.08% to Rs.21479 Cr.
Non-Interest Income increased by 35.44 % to Rs.4273 Cr.
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