ಬೆಂಗಳೂರು: : ಇತರ ಕೌಶಲ್ಯಗಳಂತೆ ಯಶಸ್ವಿ ವ್ಯಾಪಾರದ ಕಲೆಯನ್ನು ಅಭ್ಯಾಸ ಮತ್ತು ನಿರಂತರ ಜಾಗರೂಕತೆಯಿಂದ ಕಲಿಯಬಹುದು ಮತ್ತು ಉತ್ತಮಗೊಳಿಸಬಹುದು. ಹವ್ಯಾಸಿಗಳು ವ್ಯಾಪಾರವು ದಂಡದ ಒಂದು ಫ್ಲಿಕ್ನಂತೆ ಕೆಲಸ ಮಾಡುತ್ತದೆ ಎಂದು ನಿರೀಕ್ಷಿಸುತ್ತಾರೆ ಎಂದು ಏಂಜಲ್ ಬ್ಯಾಂಕಿಂಗ್ ಲಿಮಿಟೆಡ್ ಸಂಸ್ಥೆಯ ಟೆಕ್ನಿಕಲ್ ಅಂಡ್ ಡೆರಿವೆಟೀವ್ಸ್ ವಿಭಾಗದ ಚೀಫ್ ಅನಾಲಿಸ್ಟ್ ಸಮೀತ್ ಚೌವಾನ್ ಹೇಳಿದರು.
1 ಡೇಟಾದಲ್ಲಿ ನಮದಿರುವ ನಂಬಿಕೆ: ಮೊದಲು ತಿಳಿದುಕೊಳ್ಳುವ ವಿಷಯ ಎಂದರೆ ವ್ಯಾಪಾರವು ಜೂಜಾಟವಲ್ಲ. ಇದು ಮಾರುಕಟ್ಟೆಯನ್ನು ತಿಳಿದುಕೊಳ್ಳುವುದು ಮತ್ತು ಅದು ಹೇಗೆ ಆಕಾರ ಪಡೆಯುತ್ತದೆ ಎಂಬುದರ ಬಗ್ಗೆ. ನೀವು ಮೂಲಭೂತ ಮಾರುಕಟ್ಟೆ ಪ್ರಾವೀಣ್ಯತೆಯನ್ನು ಬೆಳೆಸಿಕೊಳ್ಳಬೇಕು ಇದರಿಂದ ನೀವು ಬುದ್ಧಿವಂತ ಹೂಡಿಕೆಗಳನ್ನು ಮಾತ್ರ ಮಾಡುತ್ತೀರಿ. ವ್ಯಾಪಾರಿಯಾಗಿ ನಿಮ್ಮ ವ್ಯಾಪಾರ ಕರೆಗಳು ಸಾಕಷ್ಟು ಡೇಟಾ ಮತ್ತು ಸರಿಯಾದ ಸಂಶೋಧನೆಯೊಂದಿಗೆ ಬೆಂಬಲಿತವಾಗಿದೆ ಎಂದು ನೀವು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಬೇಕು. ಇದಕ್ಕಾಗಿ ಮೀಸಲಾದ ವಿಶ್ಲೇಷಕರನ್ನು ಹೊಂದಿರುವ ಪೂರ್ಣ-ಸೇವಾ ಬ್ರೋಕಿಂಗ್ ಸಂಸ್ಥೆಗಳಿಂದ ನೀವು ಮಾರ್ಗದರ್ಶನ ಪಡೆಯಬಹುದು.
2 ನಿಮ್ಮ ‘ಭವಿಷ್ಯ’ ಮತ್ತು ‘ಆಯ್ಕೆಗಳ’ ಬಗ್ಗೆ ತಿಳಿಯಿರಿ: ವ್ಯಾಪಾರಕ್ಕೆ ಕಾಲಿಡುತ್ತಿರುವಾಗ ನಿಮಗೆ ಸಾಧ್ಯವಾದಷ್ಟು ಮಾರುಕಟ್ಟೆಯನ್ನು ಅನ್ವೇಷಿಸಲು ಪ್ರಯತ್ನಿಸಿ. ಲಭ್ಯವಿರುವ ಎಲ್ಲಾ ಆಯ್ಕೆಗಳನ್ನು ನೀವು ತಿಳಿದುಕೊಳ್ಳಬೇಕು. ವ್ಯಾಪಾರವು ಕೇವಲ ತಮ್ಮ ಮಾರುಕಟ್ಟೆ ಬೆಲೆಯಲ್ಲಿ ಷೇರುಗಳನ್ನು ‘ಖರೀದಿಸುವುದು’ ಮತ್ತು ‘ಮಾರಾಟ ಮಾಡುವುದು’ ಎಂದು ನೀವು ಭಾವಿಸಿದರೆ ಅದಕ್ಕೆ ಇನ್ನೂ ಹೆಚ್ಚಿನವುಗಳಿವೆ. ಅಂಚು ವಹಿವಾಟಿನ ಮೂಲಕ ನೀವು ನಿಭಾಯಿಸಬಲ್ಲದಕ್ಕಿಂತ ಹೆಚ್ಚಿನ ಷೇರುಗಳನ್ನು ಸಹ ಖರೀದಿಸಬಹುದು. ಇದನ್ನೇ ನಾವು ಉತ್ಪನ್ನ ಮಾರುಕಟ್ಟೆ ಎಂದು ಕರೆಯುತ್ತೇವೆ.
3 ಲೆಕ್ಕಾಚಾರದ ಅಪಾಯಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳಿ ಮತ್ತು ಹಣ ವಿವೇಕಿಯಾಗಿರಿ!: ಗೋಡೆಯ ಮೇಲಿನ ಬರವಣಿಗೆ ಸ್ಪಷ್ಟವಾಗಿದೆ – ನೀವು ಕಳೆದುಕೊಳ್ಳಲು ಸಿದ್ಧವಾಗಿರುವದನ್ನು ಮಾತ್ರ ವ್ಯಾಪಾರ ಮಾಡಿ. ನೀವು ಖಂಡಿತವಾಗಿಯೂ ಹಣವನ್ನು ಕಳೆದುಕೊಳ್ಳುತ್ತೀರಿ ಎಂದು ಹೇಳಲು ಸಾಧ್ಯವಿಲ್ಲ. ಯಾವುದೇ ಪ್ರಮುಖ ಬಾಧ್ಯತೆಯಿಂದ ಹಣವನ್ನು ‘ಎರವಲು ಪಡೆಯದಿದ್ದರೆ’ ಕೆಲವು ಅಗತ್ಯ ಅಪಾಯಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳಲು ನೀವು ಉತ್ತಮವಾಗಿ ಸಜ್ಜುಗೊಳ್ಳುತ್ತೀರಿ. ಉದಾಹರಣೆಗೆ ಭವಿಷ್ಯದ ಉಳಿತಾಯ. ವ್ಯಾಪಾರಿಗಳು ಅನಗತ್ಯ ಅಪಾಯಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳುವ ರೋಚಕತೆಗೆ ಬಲಿಯಾಗಬಾರದು – ವಿಶೇಷವಾಗಿ ದಿನದ ವಹಿವಾಟಿನಲ್ಲಿ.
4 ಶಿಸ್ತುಬದ್ಧವಾಗಿರಿ ಮತ್ತು ನಷ್ಟವನ್ನು ನಿಲ್ಲಿಸಿ: ಒಬ್ಬರು ಪ್ರಗತಿಯನ್ನು ಸಾಧಿಸಲು ಪ್ರಾರಂಭಿಸಿದಾಗ ಮತ್ತು ಒಬ್ಬರ ಅಂತಃಪ್ರಜ್ಞೆಯನ್ನು ಅಭಿವೃದ್ಧಿಪಡಿಸಿದಾಗ ಹಣ ಗಳಿಸುವ ವಹಿವಾಟಿನ ನಡುವಿನ ಗಡಿರೇಖೆಗಳು ಅಥವಾ ಒಬ್ಬರ ಅಂತಃಪ್ರಜ್ಞೆಯು ಸರಿಯಾಗಿದೆ ಎಂದು ಸಾಬೀತುಪಡಿಸುವ ಹಂತವು ಬರುತ್ತದೆ. ಮಸುಕಾಗಿರುವಂತೆ ತೋರುತ್ತದೆ ಮತ್ತು ವ್ಯಾಪಾರಸ್ಥರು ವ್ಯಾಪಾರದ ಮೂಲಕ ತಮ್ಮ ಅಂತಃಪ್ರಜ್ಞೆಗೆ ಪಡೆಯಲು ಪ್ರೇರೇಪಿಸಿದರೆ ಅದು ಅವರ ವೃತ್ತಿಜೀವನದ ಅಂತ್ಯದವರೆಗೆ ಮೂಗು ತೂರಿಸುವುದು.
ಕೊನೆಯದಾಗಿ ವ್ಯಾಪಾರವು ಉನ್ನತ ಮಟ್ಟದ ಕಾರ್ಯತಂತ್ರವನ್ನು ಬಯಸುತ್ತದೆ ಎಂಬುದನ್ನು ಯಾವಾಗಲೂ ನೆನಪಿನಲ್ಲಿಡಬೇಕು. ಮೇಲೆ ತಿಳಿಸಿದ ವ್ಯಾಯಾಮಗಳ ಮೂಲಕ ಒಬ್ಬರ ಕಾರ್ಯತಂತ್ರವನ್ನು ಅಭಿವೃದ್ಧಿಪಡಿಸುವುದು ಮತ್ತು ಮರುಶೋಧಿಸುವುದು ಮುಂದುವರಿಯಬಹುದು.
· United Bank of India and Oriental Bank of Commerce merged with Punjab National Bank to create second largest Public Sector bank in terms of business
· The synergy from the amalgamation creates a globally competitive, next-gen bank, PNB 2.0
· Customer can now access specified inter-operable banking services
Bangalore, 2nd April 2020: As notified by the Reserve Bank of India, the amalgamation of Punjab National Bank, United Bank of India and Oriental Bank of Commerce has come into effect today, 1st April 2020, to create the second largest nationalized bank of the country – both in terms of business and branch network. The synergy from the amalgamation will create a globally competitive, next generation bank, PNB 2.0.
All nation-wide branches of United Bank of India and Oriental Bank of Commerce will now function as Punjab National bank (PNB) branches while all customers, including depositors, will be treated as PNB customers. The amalgamated bank will have a wider geographical reach through 11,000 plus branches, more than 13,000 ATMs, one lakh employees and a business mix of over INR 18 lakh crore.
In the initial phase itself, PNB 2.0 will be offering specified inter-operable services through all branches and all platforms including Mobile and Internet Banking. To smoothen the customer transition, the Bank has appointed Bank Sathi at all branches/zones/head office (of all three banks) who will address customer concerns and assist them in choosing the right products and services. A robust Risk Governance mechanism has been set up to mitigate risks and make the banking experience secure and safe.
In terms of customer experience, PNB 2.0 will endeavour to be a true next-generation bank with state-of-art products and services, created and delivered by the most modern technology.
Commenting on the occasion, Shri CH. S. S. Mallikarjuna Rao, MD& CEO of Punjab National Bank said “We are honoured to be a part of this historic moment. The new amalgamated entity – built on the illustrious tradition of legacy, ethos and trust – will also be an advanced new generation bank offering diversified products and highly personalized services to our customers. The bigger geographical footprint will help us serve our customers more effectively and efficiently.”
Unrestricted Incoming services till April 17thand Rs 10 talk time for all low income users
Bengaluru, 2nd April 2020:Bharti Airtel (“Airtel”), India’s largest integrated telecommunications company announced special measures to assist low income group customers impacted by the COVID-19 crisis.
• Airtel has extended the pre-paid pack validity for over 80 million customers till April 17th, 2020. All these customers will continue to get incoming calls on their Airtel mobile numbers even after the validity of their plan is exhausted.
• Airtel will also credit an additional Rs 10 of talk time in the pre-paid accounts of all these 80 million customers to enable them to make calls or send SMS and therefore stay connected with their loved ones.
The program has been kicked off, and these benefits will be available to users in the next 48 hours.
These 80 million customers effectively cover all under-privileged households on the Airtel Network. These special measures will particularly benefit migrant workers and daily wage earners who may have been impacted due to the nationwide lockdown to combat COVID-19. All other customers on Airtel’s network are already recharging their accounts using online platforms.
With these initiatives all Airtel customers will have unrestricted access to vital information from local authorities as also be able to connect with whoever they choose to.
Airtel’s network teams continue to work 24X7 to ensure that India’s digital backbone operates seamlessly.
Shashwat Sharma, Chief Marketing Officer, Bharti Airtel said “In this difficult hour of fighting off the threat of Covid-19, Airtel is committed to ensuring that all people remain connected without any disruptions. And for this objective, it is critical to take care of the under-privileged daily wage earners of our country, whose lives have been disrupted due to the lock-down”.
Global LIFECAST by Daaji on Managing the Situation on 2nd April 2020 at 5:30 pm
Launches ‘Voice That Cares’ to Address Issues Related to Stress during the time
Bengaluru, 1st April 2020: As the pandemic coronavirus spread across the world, Governments, Corporations and Individuals are all trying hard to grapple with the situation and having no parallel before are baffled by how to deal with the same. Uncertainty, Panic, Fear, Isolation are few of the constant feelings and emotions that one is being overwhelmed with not having enough insight to deal with the situation.
While the governments and medical community are working around the clock with those infected, doing their best to help them recover, prayers and wishes from are with them. For the rest, there may be a feeling of living in unnavigable times, that have been forced upon them due to isolation measures.
Heartfulness Institute has set up a Helpline to help talk the affected though the times and there will be global LIFECAST by Daaji, the guide of Heartfulness who will enunciate his thoughts on the situation and how to deal with it.The global LIFECAST By Daaji is scheduled on 2nd April 2020at 5:30 pm IST. Significantly, Daaji will follow up his talk with a meditation session through the transmission process that makes Heartfulness Meditation unique and effective. Pranahuti ( life force ), centric to Heartfulness Meditation practice will be transmitted by Daaji as part of the meditation and those who wish to take part in the session should simply keep their eyes closed, sit in a comfortable posture silently without any external disturbance, focus on their heart and bring their attention to the divinity that exists in their heart.
Commenting on the initiatives Daaji said,“There is clear need for all of us to understand the situation as it stands today, demystify it and see it as it should be seen. There is too much information and too many changes in a very short time. How does one see it in a larger context of one’s life and what steps are needed to strengthen one’s ability to handle their feelings and emotions and thereby creating a contagion of positive emotions to deal with the situation together – The Theme of the LIFECAST”.
The 24*7 Helpline ‘Voice That Cares’ launched today by Heartfulness Institute can be accessed by anyone by dialing the toll-free number 1 800 121 DHYANA (3492). Several hundred Heartfulness Trainers all specifically trained by Daaji for this purpose will be available round the clock to respond to the calls and help alleviate the emotional or mental distress the caller may be facing due to the uncertainty. Empathy is known to be one of the strongest healers and the trainers are well versed to navigate the callers through the distress they may be facing due to the ongoing lock down in the country.
Dr.Ashu Shah a philanthropist, Entrepreneur & a Doctor said .Autism cause has inspired me to be A Philanthropist ,During my Internship period of time from Manipal Hospital Bangalore in 2007 we use to go for camping in a place called Swanthana were Autism cases were more than other & I met a mother saying that Iam Drowning in Gratitude cos when i had ist child He was decleared a Autism,then second,then Third too was a cerbral palsy listening from her I really felt people are amazing,Why cant we too be one body part pain were whole body will start responding & Why cant we too Thank to our God for What we are .you know swallowing a Saliva is a blessing, Chewing food,Talking ,Walking is a blessing & Gratitude is an attitude, a mindset. It is recognising that the lens through which we view the world colours what we see. We can choose to focus on the things we dislike and, hence, feel hard done by. Or, we can choose to notice and appreciate the goodness in life, even when things are contrary to our wishes.
The miracle of gratitude is that it shifts our perception and transforms the way we see the world. The joy and happiness it generates within us is enough to slice through the challenges we may face. I feel blessed, Amazing with Gratitude power completed my Ist project in 2007 Builded a 50 bedded A Special Cerebral palsy Centre with Multidisciplinary Team , Neurologist team & Speech therapist,occupational therapist ,Special Rehab.
Dr.Ashu Shah said:
Austism is primarily a genetic condition: Most of the risk for autism comes from genes1. Mutations in more than 100 genes are known to lead to the condition. There are four types of tests that can detect these mutations, as well as structural variations that may lead to autism. More of the mutations they find have ties Here’s a primer on how genetic tests work, their value for autism and what to expect from the results. A genetic test cannot diagnose or detect autism. That’s because myriad genes along with environmental factors may underlie the condition. Roughly 100 genes have clear ties to autism, but no single gene leads to autism every time it is mutated. For example, only about one in four people missing a stretch of chromosome 16 called 16p11.2 has autism. This and other mutations are also associated with other conditions, such as epilepsy or intellectual disability. If a test reveals a harmful mutation with known ties to autism, the result could give the autistic person and her family an explanation for the condition. Some families also find emotional and practical support from others dealing with the same mutation. There are no drugs tailored to particular autism mutations. But the mutations are often linked to other health problems, such as epilepsy, kidney problems or obesity, so having the information could help prevent or treat those problems. There are four main types of tests. The oldest is karyotyping, the inspection of chromosomes under a microscope. This test reliably detects changes to segments larger than 10 million base pairs. A test called chromosomal microarray analysis identifies duplications or deletions of DNA too small to show up on a karyotype. Still, a karyotype is necessary to identify instances in which chromosomes evenly trade a chunk of genetic material. To detect even smaller duplications or deletions, and single base-pair swaps, clinicians must sequence or scan for mutations across single genes. Some clinicians use commercial autism tests that sequence a predetermined set of genes, but these panels often do not include top autism genes2.
An alternative is to sequence all of a person’s protein-coding DNA, or the exome. Clinicians may sequence the exomes of both parents as well as the child to find mutations present in only the child.
These spontaneous mutations are more likely to contribute to autism than are inherited ones. Exome sequencing is expensive, however, and often not covered by insurance. Sequencing the entire genome is the most thorough method. It reveals mutations in any part of a person’s genome, not just the 1 percent that includes genes. It is still only a research tool, but as its price falls and it becomes more widely available, it could replace the other tests. American medical academies recommend only karyotyping or chromosomal microarray analysis for autism. They also advise looking for point mutations in FMR1, MECP2 or PTEN, but only when a child shows other signs of the syndromes associated with mutations in these genes.
Relatively few. Karyotyping finds a relevant mutation in 3 percent of autistic people, and microarray analysis in 10 percent3. Sequencing the three genes associated with syndromes could identify an autism mutation in 14 percent of autistic people Combining these methods with sequencing the exome could yield results in as much as 40 percent of people with autism. In one 2015 study, microarrays found mutations that could explain autism in 9 percent of children with the condition. Sequencing exomes revealed mutations in another 8 percent4. The likelihood of finding a known genetic variant increases if the autistic person also has intellectual disability, seizures or unusual facial features.
What if a genetic test turns up nothing? A negative result does not mean the person does not have a mutation that can cause autism. The test in question might not pick up that particular mutation, or perhaps the mutation does not yet have a known connection to autism. Many of the genes linked to autism today were not associated with the condition five years ago. Most genetic testing facilities reanalyze results once a year based on the latest findings & its need Multi-disciplinary approach like Neurologist,reanalyzehhritis,Neuro Occupational therapist,Rehab NDT & special education to parents. sequencing, whole-genome sequencing Counseling can ease shock of unexpected genetic results
City Today News 
You must be logged in to post a comment.