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“If the BNPL ecosystem is targeted well towards the population who still don’t possess credit cards, it is a massive opportunity…”, Suhail Sameer, CEO, BharatPe at FinTech Festival India

Posted on March 2, 2022 by City Today News (City today.media)

*Three day FinTech Festival India is being held between March 1-3; organized by Constellar and supported by Niti Aayog and six central ministries
Discussions to revolve around CBDCs, De-Fi, Data Analytics, RegTech, Lending

Mumbai, March 2, 2022: FinTech Festival India, the country’s largest FinTech event is underway with its digital edition between March 1 and 3, organized by Constellar Exhibitions (a subsidiary of TEMASEK and Singapore Press Holdings which organizes Singapore FinTech Festival) and supported by Niti Aayog and six central government ministries.
Speaking on the second day of the conference, Suhail Sameer, CEO, BharatPe, said, “If the BNPL ecosystem is targeted well towards the population who still don’t possess credit cards, it is a massive opportunity, and we can leapfrog the number of cards present in the country given the fact that there are 2.5 million card terminals as compared to 25 million QR code terminals.”
“One of the challenge that BNPL solves is accessibility to smaller but frequent loans, which banks do not cater to as there is a high cost of underwriting, process, and infrastructure.” He added.
On financial inclusion, Mr. Sameer further added, “Last five to six years have laid down the backbone of financial inclusion in the country; UPI has reached everywhere, digital banking licenses are being talked about. The combination of credit on UPI, BNPL, branchless banking will drive the next big leap on inclusion… I do see credit inclusion at a minimum, investment product inclusion at a minimum likely to go multiple fold over the next four to five years.”
Talking about the success of Buy Now and Pay Later model over credit cards, Vikas Bansal, Director, Amazon Pay India, said, “Buy Now and Pay Later model is online and it’s completely embedded into the purchase and retail journey of consumers. It is completely digital and instead of paperwork, one can sign up in less than 60 seconds. Finally people who could not be underwritten earlier because of data are now getting into the credit fold owing to BNPL. It’s good for customers as one can now get into the credit system early and build the credit profile.”
The three day digital conference is being attended by some well-known stalwarts such as Suhail Sameer, Chief Executive Officer, BharatPe, Sonal Kapoor, Director – Financial Services, Flipkart, Vikas Bansal, Director, Amazon Pay India, Sabyasachi Goswami, Chief Business Officer, Perfios and Siddharth Dhamija, Chief Growth Officer, Signzy; amongst others.

The digital conference will be followed by the Physical Edition from 20th to 22nd July, 2022 at Pragati Maidan, New Delhi.

FinTech Festival India is the country’s largest FinTech confluence. It is witnessing participation from over 500 Indian and global leaders and 12,000+ delegates. Representatives from Brazil, Israel, UK, Russia, Canada, Finland, Japan, and Singapore among others also attended.
The conferences are being supported by Government of India’s Ministry of Finance, Ministry of Electronics & Information Technology (MeitY), Ministry of Small & Medium Enterprise (MSME),

The Agricultural and Processed Food Products Export Development Authority (Ministry of Commerce and Industry), Broadcast Engineering Consultants India Limited ( A Government of India Enterprise – Under Ministry of Information & Broadcasting) and Startup India (Department for promotion of Industry and Internal Trade & Invest India). It has also received support from the Government of Tamil Nadu, Government of Karnataka and Electronics Corporation of Tamil Nadu Limited (ELCOT).
Earlier FinTech Festival India organized physical and digital format Micro Experience Conferences in Hyderabad, Bengaluru, Delhi, Chennai, Mumbai, Gift City (Ahmedabad) and Pune.
In addition to the government, FFI which aims to unleash the power of FinTech across the country, has also drawn interest from industry including Powered By sponsor CoinSwitch Kuber, Gold Sponsors Life Insurance Corporation of India (LIC), Bharat Pe, MoEngage & Rapyder Cloud Solutions, Silver Partners Amber Group, CM.COM, Dubai International Financial Centre (DIFC) Authority, Nucleus Software, SafeXpay & Zimperium, Sales Acceleration Partner Vymo, Payments partner In-Solutions Global Ltd., Identity verification partner IDFy, Bronze partner Morningstar and Digital Edition Partner JuicyScore.

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ಅಟ್ರಾಸಿಟಿ ದೂರು ದಾಖಲಿಸುವ ವಿಷಯದಲ್ಲಿ ಸಹಾಯಕ ಪೊಲೀಸ್ ಆಯುಕ್ತರು ಮಾರತ್ತಹಳ್ಳಿ ಮತ್ತು ಪೊಲೀಸ್ ಇನ್ಸ್‌ಪೆಕ್ಟರ್ ರವರು ವರ್ತೂರು ಪೊಲೀಸ್ ಠಾಣೆ ಇವರುಗಳ ಬೇಜವಾಬ್ದಾರಿತನ ಮತ್ತು ಕರ್ತವ್ಯಲೋಪ

Posted on February 28, 2022February 28, 2022 by City Today News (City today.media)

ಬೆಂಗಳೂರು ಪೂರ್ವ ತಾಲ್ಲೂಕು , ವರ್ತೂರು ಹೋಬಳಿ , ವರ್ತೂರು ಗ್ರಾಮದಲ್ಲಿ ಸರ್ಕಾರಿ ಪದವಿ ಪೂರ್ವ ಕಾಲೇಜು , ವರ್ತೂರು ( ಕರ್ನಾಟಕ ಪಬ್ಲಿಕ್ ಶಾಲೆ ) ವರ್ತೂರು ಕಾಲೇಜಿನಲ್ಲಿ ಪ್ರಾಂಶುಪಾಲರಾಗಿ 1 ವರ್ಷ 3 ತಿಂಗಳಿನಿಂದ ಪ್ರಾಂಶುಪಾಲರಾಗಿ ಶಿಕ್ಷಣ ಕ್ಷೇತ್ರಕ್ಕೆ ಶ್ರೀ ಕೋದಂಡರಾಮಯ್ಯನವರು ತಮ್ಮದೇ ಆದ ಶೈಲಿಯಲ್ಲಿ ವಿದ್ಯಾರ್ಥಿಗಳ ಭವಿಷ್ಯಕ್ಕಾಗಿ ಪ್ರಾಮಾಣಿಕವಾಗಿ ಸೇವೆ ಸಲ್ಲಿಸುತ್ತಾ ಬರುತ್ತಿದ್ದಾರೆ . ಹೀಗಿರುವಾಗಿ ಇವರು ಅಸ್ಪೃಷ್ಯತೆ ಜಾತಿಗೆ ಸೇರಿರುವ ಕಾರಣದಿಂದ ಸವರ್ಣೀಯ ಜಾತಿಯವರಾದ ಶ್ರೀ ಕೇಶವ್ ರೆಡ್ಡಿ , ಪ್ರಾಂಶುಪಾಲರು ಸರ್ಕಾರಿ ಪದವಿ ಪೂರ್ವ ಕಾಲೇಜು , ದೊಮ್ಮಸಂದ್ರ ಅನೇಕಲ್ ತಾಲ್ಲೂಕು , ಗುಂಜೂರು ಗ್ರಾಮದ ಜಿ.ಎ. ಮನೋಹರ ರೆಡ್ಡಿ , ಬಳಗೆರೆ ಗ್ರಾಮದ ರಾಜಾರೆಡ್ಡಿ , ತೂಬರಹಳ್ಳಿ ಗ್ರಾಮದ ಶಂಕರ್‌ರೆಡ್ಡಿ , ಸರ್ಕಾರಿ ಪದವಿಪೂರ್ವ ಕಾಲೇಜು ವರ್ತೂರು , ಬೆಂಗಳೂರು ಇಲ್ಲಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಅರ್ಥಶಾಸ್ತ್ರ ಉಪನ್ಯಾಸಕರಾದ ಪದ್ಮಜ.ಟಿ.ಎಸ್ , ಭೌತಶಾಸ್ತ್ರ ಹೆಚ್ಚುವರಿ ಉಪನ್ಯಾಸಕರಾದ ಜಯರಾಮರೆಡ್ಡಿ , ಗಣಿತಶಾಸ್ತ್ರ ಉಪನ್ಯಾಸಕರಾದ ಹೆಚ್.ಎನ್.ಪ್ರಕಾಶ್ ಇವರುಗಳು ಪಟ್ಟಭದ್ರ ಹಿತಾಸಕ್ತಿಗಳಾಗಿದ್ದು ,

ತಮ್ಮ ರಾಜಕೀಯ ಪ್ರಭಾವದಿಂದ ಶ್ರೀ ಕೋದಂಡರಾಮಯ್ಯರವರನ್ನು ಉದ್ದೇಶಪೂರ್ವಕವಾಗಿ ಬೇರೆ ಕಡೆಗೆ ವರ್ಗಾವಣೆ ಮಾಡಿಸಿರುತ್ತಾರೆ , ಆದರೆ ಇವರು ಸದರಿ ವರ್ಗಾವಣೆ ಬಗ್ಗೆ ಕರ್ನಾಟಕ ಆಡಳಿತ ನ್ಯಾಯಮಂಡಳಿ ( ಕೆ.ಎ.ಟಿ ) ಯಲ್ಲಿ ತಡೆಯಾಜ್ಞೆಯನ್ನು ತಂದು ಸದರಿ ಕಾಲೇಜಿನಲ್ಲಿಯೇ ಕರ್ತವ್ಯ ನಿರ್ವಹಿಸುತ್ತಿದ್ದಾರೆ . ಆದ್ದರಿಂದ ಸದರಿ ಈ ಮೇಲೆ ತಿಳಿಸಿರುವ ವ್ಯಕ್ತಿಗಳು 59 ವರ್ಷ ವಯಸ್ಸಾಗಿರುವ ಡಯಾಬಿಟಿಸ್ ಕಾಯಿಲೆಯಿಂದ ಬಳಲುತ್ತಿರುವ ಶ್ರೀ ಕೋದಂಡರಾಮಯ್ಯ ರವರಿಗೆ ಜಾತಿ ನಿಂದನೆ ಮಾಡಿ , ಪ್ರಾಣ ಬೆದರಿಕೆ ಹಾಕಿ , ತಾವಾಗಿಯೇ ಬೇರೆ ಕಡೆಗೆ ವರ್ಗಾವಣೆ ಮಾಡಿಸಿಕೊಂಡು ಹೋಗಬೇಕೆಂದು ಬೆದರಿಕೆ ಹಾಕಿರುತ್ತಾರೆ . ಈ ವಿಚಾರವಾಗಿ ಶ್ರೀ ಕೋದಂಡರಾಮಯ್ಯ ರವರು ಸದರಿ ವ್ಯಕ್ತಿಗಳ ವಿರುದ್ಧ ಬೆಂಗಳೂರು ಪೂರ್ವ ವೈಟ್ ಫೀಲ್ಡ್ ಉಪ ಪೊಲೀಸ್ ಆಯುಕ್ತರವರಿಗೆ ದಿನಾಂಕ : 04.02.2022 ರಂದು ದೂರನ್ನು ನೀಡಿದ್ದು . ಸದರಿ ಆಯುಕ್ತರವರು ದಿನಾಂಕ : 17.02.2022 ರವರೆಗೆ ಯಾವುದೇ ಕ್ರಮ ತೆಗೆದುಕೊಂಡಿರುವುದಿಲ್ಲ , ಇದನ್ನು ಗಮನಿಸಿ ದಿನಾಂಕ : 17.02.2022 ರಂದು ಮೂಲನಿವಾಸಿ ಅಂಬೇಡ್ಕರ್ ಸಂಘದವರು ಸದರಿ ಉಪ ಪೊಲೀಸ್ ಆಯುಕ್ತರವರಿಗೆ ಕ್ರಮ ವಹಿಸದೆ ಇರುವ ಬಗ್ಗೆ ಹಾಗೂ ಇದರ ಬಗ್ಗೆ ಸಂಬಂಧಪಟ್ಟ ಸಹಾಯಕ ಪೊಲೀಸ್ ಆಯುಕ್ತರು ಮಾರತ್ತಹಳ್ಳಿ ಮತ್ತು ಪೊಲೀಸ್ ಇನ್ಸ್‌ಪೆಕ್ಟರ್‌ ವರ್ತೂರು ಪೊಲೀಸ್ ಠಾಣೆ ಇವರುಗಳ ಗಮನಕ್ಕೆ ಬಂದಿದ್ದರೂ ಸಹ ಇಲ್ಲಿಯವರೆಗೂ ಇವರುಗಳೂ ಯಾವುದೇ ಕ್ರಮ ಕೈಗೊಂಡಿರುವುದಿಲ್ಲವಾದ್ದರಿಂದ ಸಂಘದ ಲೆಟೆರ್‌ ಹೆಡ್‌ನಲ್ಲಿ ಸಂಘಟನೆ ವತಿಯಿಂದ ಕ್ರಮ ವಹಿಸುವಂತೆ ಕೋರಿ ಮನವಿಯನ್ನು ಸಲ್ಲಿಸಿರುತ್ತಾರೆ . ಆದರೂ ಮನವಿಯನ್ನೂ ಸಹ ಇವರು ಕಡೆಗಣಿಸಿರುತ್ತಾರೆ . ಹಾಗೂ ಸದರಿ ಪೊಲೀಸ್ ಅಧಿಕಾರಿಗಳು ನ್ಯಾಯ ಮತ್ತು ಕಾನೂನನ್ನು ಗಾಳಿಗೆ ತೂರಿ ಅಸ್ಪೃಷ್ಯತೆ ಆಚರಣೆ ಮಾಡಿ , ಪ್ರಾಣ ಬೆದರಿಕೆ ಹಾಕಿರುವ ಆರೋಪಿಗಳಿಗೆ ಸಹಾಯ ಮಾಡಿ ರಾಜಿ ಸಂಧಾನ ಮಾಡುವುದಕ್ಕೆ ಪ್ರಯತ್ನ ಮಾಡುತ್ತಿದ್ದಾರೆ , ಆದರೆ ಶ್ರೀ ಕೋದಂಡರಾಮಯ್ಯ ರವರು ಇದಾವುದಕ್ಕೂ ಸ್ಪಂಧಿಸುತ್ತಿಲ್ಲ . ಆದ್ದರಿಂದ ಈ ಮೇಲ್ಕಂಡ ಮೂಲನಿವಾಸಿ ಅಂಬೇಡ್ಕರ್‌ ಸಂಘದ ವತಿಯಿಂದ ಈ ಮೇಲ್ಕಂಡ ಸಮಾಜಘಾತುಕ ವ್ಯಕ್ತಿಗಳು ಹಾಗೂ ಅವರಿಗೆ ಸಹಾಯ ಮಾಡುತ್ತಿರುವ ಹಾಗೂ ಸಾಮಾನ್ಯ ಜನತೆ / ನಾಗರೀಕರು ನ್ಯಾಯವನ್ನು ಕೋರಿ ಪೊಲೀಸ್ ಅಧಿಕಾರಿಗಳಿಗೆ ದೂರನ್ನು ಕೊಟ್ಟಾಗ ಸದರಿ ಅಧಿಕಾರಿಗಳು ದೂರನ್ನು ಸ್ವೀಕರಿಸಿ ಎಫ್.ಐ.ಆರ್ ದಾಖಲಿಸಿಕೊಡುವುದು ಕರ್ತವ್ಯವಾಗಿರುತ್ತದೆ . ಆದರೆ ಇವರು ಆ ರೀತಿ ಮಾಡದೆ ಸಿ.ಆರ್.ಪಿಸಿ 154 ಆಕ್ಟ್ನ ಉಲ್ಲಂಘನೆ ಮಾಡಿ ಬೇಜವಾಬ್ದಾರಿತನ ಹಾಗೂ ಕರ್ತವ್ಯಲೋಪವೆಸಗಿರುತ್ತಾರೆ.

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Andhra Pradesh’s Entrepreneurs’ Organization (EO) will host the GSEA India Finals in 2022 in collaboration with GITAM University.

Posted on February 28, 2022 by City Today News (City today.media)

Winner of GSEA India Finals 2022 is Shaamil Karim
The 7 finalists will represent India in the Global Finals of the Global Student Entrepreneurs Awards (GSEA) for a US$25,000 prize

VISAKHAPATNAM,AP, INDIA (28 FEB 2022) – The Andhra Pradesh chapter of Entrepreneurs’
Organization (EO), a high-quality network of 14,000+ like-minded leaders across 61 countries, announced the seven finalists, who will represent India in the Global Finals of the Global
Student Entrepreneurs Awards (GSEA).

GSEA is EO’s premier awards program and community that fosters business innovation by recognizing student entrepreneurs worldwide. EO Andhra Pradesh hosted this year India Finals competition in association with GITAM University as Platinum Sponsors of the event. This year there were 14+ chapters, participating in the finals with about 28 contestants from across India. Additionally, there was an interesting boot camp for the student participants. There were keynote speeches from Mr. Ram Mohan Naidu Kinjarpu – MP Lok Sabha & National General secretary of the TDP, Mr. Karthi Purushothaman – Partner Mckinsky & Co and Director & CEO of Deepa Group of companies, Mr. Sudhakar Reddy – Founder & CEO Abhibus and Mr. Aditya Vuchi- CEO Doosra. The competition took place on 25th & 26th Feb 2022 at GITAM (Deemed to be university) at Visakhapatnam. The student entrepreneurs were judged by 20 notable judges over a period of two days

Each participant had the opportunity to compete against their peers and were judged by a panel of established entrepreneurs, including Mr. Rajiv Bajaj – Chairman/Managing Director, Bajaj Capital Ltd, Mr. Mahavir Sharma – Founder & Chairman of Rajasthan Angles (RAIN), Mr. Natarajan Ranganathan- Co-founder Foundation Partners, Mr. Rathnakar Samavedam – Investment Director, Hyderabad Angels and Mr. Varun Jami – Co-founder Green Jams.

EO Global chairman Mr. Dave Anderson, EO South Asia Regional Chair Mr. Sanjay Jhunjhunwala and Regional GSEA Experts – Mr. Rajnikanth Rajagopal and Mr. Advay Jhunjhunwala also spoke during the competition and encouraged the participants.
To qualify for the GSEA competition, a student entrepreneur’s business must have been in operation a minimum of six consecutive months. The student must have either founded the business or oversee the primary operations. Selected students present their business, entrepreneurial journey and company vision to a panel of judges.

Ms. Neelima Challagulla GSEA Chair EO AP announced the winners during the award ceremony and the EO AP Chapter President Ms. Smita Vallurupalli appreciated the winners for their achievement during the award ceremony. The top seven finalist were Shaamil Karim (EO Chennai), R. Lakshmanan (EO Chennai), Nadeem Khan (EO Indore) Swapnil Bhartiya (EO New Delhi) Smrithi S (EO Coimbatore) Prabodh Mahajan (EO Nagpur) Gaurav Panwar (EO Jaipur).

To learn more about GSEA and stay updated on the awards and our student entrepreneur competitors visit EO’s GSEA website.

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Reliance General Insurance participates in the PMFBYs policy distribution drive – Meri Policy Mere Hath

Posted on February 26, 2022 by City Today News (City today.media)

Bangalore, 26th February 2022: Reliance General Insurance Company Ltd (RGICL), India’s 4th largest private general insurance company, has announced its participation in the Pradhan Mantri Fasal Bima Yojana’s nationwide Doorstep Crop Insurance Policy Distribution Mega Drive – ‘Meri Policy Mere Hath’ under ‘Azadi Ka Amrit Mahotsav Campaign India@75’. The Company fully supports the initiative and is committed towards playing its part in building a better financial ecosystem for the farmers.

To drive the initiative effectively, Reliance General Insurance has set up special camps at gram panchayat/village level to educate farmers, who are enrolled with Reliance General Insurance under the PMFBY, about their existing crop insurance policies. Through this initiative, the farmer will receive first-hand information, and details of their crop insurance such as sum insured amount, types of crops insured and the premium amount. The Company will also distribute physical documents of the existing policies to the farmers. Having these documents handy will ensure hassle-free claim settlement for the farmers in the future. Furthermore, the initiative will also give the farmers a platform to share their feedback, queries and grievances directly with the insurance company.

Commenting on this unique initiative, Rakesh Jain, CEO of Reliance General Insurance, said, “We welcome the initiative and give our extensive support to this exceptional drive. Agriculture provides livelihood to nearly 60% of our population. However, risks of natural calamities, large rain-fed areas, pests, and disease make agriculture a highly volatile sector. Thus, Pradhan Mantri Fasal Bima Yojana was introduced to provide financial protection to the farmers against any such unforeseen events. ‘Meri Policy Mere Hath’ initiative takes the Govt.’s effort one step ahead by empowering farmers through crop insurance awareness and by bringing insurance policy to the farmers’ doorsteps. It will also help increase direct communication between the farmers and insurance companies and increase their trust in insurance companies and PMFBY.”
The Company will also distribute a FAQ leaflet in regional languages to inform farmers all about crop insurance.

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AJI-NO-MOTO®(MSG) can assist persons in lowering their sodium intake.

Posted on February 26, 2022 by City Today News (City today.media)

AJI-NO-MOTO®(MSG) can help people
to reduce their salt intake

Renowned doctors from all over India meet to talk about the truth and facts regarding AJI-NO-MOTO® (MSG)

CHENNAI / 25 February 2022: Renowned doctors from all over India, along with Ishikawa-Katsuyuki, Managing Director, Ajinomoto India and Govinda Biswas, Manager-Marketing, Ajinomoto India, attended a virtual meet to discuss the truth and facts about AJI-NO-MOTO®(MSG).

Dr Jeffey George – Consultant Gastroenterologist, Aster Medcity Kochi, Nabanita Saha – Chief Clinical Dietician, Manipal Hospital Bangalore, Dr. Aruna Kalra – Senior Gynaecologist & Obstetrician, CK Birla Hospital Mumbai, Dr A. Ashok Kumar – Senior Consultant, Interventional Cardiologist, Rela Hospital Chennai, Anita Jatana – Dietician, Indraprastha Apollo Hospitals Delhi, and Dr Dharini Krishnan, Dietician Chennai are some of the key participants of the virtual meet.

About 1.65 million deaths are reported every year due to heart disease, which can be triggered by regularly consuming more salt than the daily prescribed limit. WHO recommends not more than 5 gm (one tea spoon) of salt intake for a healthy person per day. However, the average daily salt consumption of an adult individual in India is 11 gm (two teaspoons), double what WHO recommends.

Excessive salt intake can cause high blood pressure, leading to a range of health problems including vision loss, heart failure, heart attack, stroke, kidney-disease and sexual dysfunction. Considering the health implications of excessive salt intake, the Food Safety and Standards Authority of India (FSSAI) has taken an initiative through their Eat Right India campaign to educate the masses about the importance of reducing the amount of salt in their diet.

Monosodium Glutamate is generically known in India as Ajinomoto. Actually, Ajinomoto Co., Inc. Japan is the first inventor or the commercial manufacturer of the famous taste enhancer of Monosodium Glutamate. Monosodium Glutamate is sold under the brand name AJI-NO-MOTO®. Monosodium Glutamate is produced from the vegetarian sources like Sugarcane or Tapioca starch through natural fermentation process. It is basically a Sodium salt of glutamic acid.

Ishikawa-Katsuyuki, Managing Director, Ajinomoto India said, MSG contain only one third sodium (12%) compared to that of table salt (39%). In general, the amount of MSG used is less than that of salt including not only table salt but also that derived from seasonings, thus the sodium derived from MSG in food is reduced further. Normally if we reduce the salt quantity in a dish than the test also reduces. But if we reduce the salt in the dish and add a pinch of MSG, the study has shown that it helps us to reduce the salt intake significantly almost by 30% but at the same time it helps maintain the delicious, well-balanced taste of the dish. This is because of the presence of the glutamic acid in the MSG, which is easily soluble and dissolve smoothly in any dish and enhances the taste of the dish naturally. Thus, in the present scenario, MSG can be proven a blessing in disguise for the Indians consumers. As they can significantly reduce the salt intake without compromising the overall taste of the dish, anyone can try out the umami seasoning AJI-NO-MOTO® (MSG) without any worries.”

Said Govinda Biswas, Manager-Marketing, Ajinomoto India, Glutamic acid provides pleasant “brothy” or “meaty” long-lasting, mouth-watering taste and coating sensation to the tongue Regulatory bodies like FSSAI, USFDA, JECFA have thoroughly done research on this food additive and declared it: generally recognized as safe for human consumption and no global regulatory bodies have fixed any acceptable daily intake (ADI) level for this food ingredient.”

Dr Dharini Krishnan, Dietician said, “Mono Sodium Glutamate is very safe for humans as it is manufactured from natural ingredients. Glutamic acid or glutamate is an amino acid, which occurs in nature and found in foods commonly eaten by people. It is present in fruits, vegetables, tomatoes, cheese, and even human milk. MSG is a flavor enhancer comprising water, sodium, and glutamate. It also adds nutritional value to the food that we consume.

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