Bengaluru July 1, 2020: The world of internet has given rise to the trend of ‘self-diagnosis’. Whenever we fall sick or feel any uneasiness in our body, the first thing we tend to do is Google our symptoms. We search for possible ailments for our symptoms and also its treatments. In fact, according to a research, eight out of ten Internet users look online for health information. In some cases, doing so becomes an addiction, also known as Cyberchondria – the tendency to self-diagnose health problems online to anxiety-producing results.

The internet searches only sometimes help us find the problem which could lead to the right solutions. However, most of the times it can lead to a great anxiety and unsubstantiated concern over common symptoms based on online literature and research. From the time someone begins the process of self-diagnosing and agonizing over an unproven health problem, it becomes an issue.

In the current times of the COVID 19 pandemic, fear and anxiety has caused an increase in online self-diagnosis and medications. Denial to accept the diagnosis, treating symptoms partially can mask this condition for some time and hence by the time the actual consultation happens, the diseases could be in a severe or advanced stage. This may cause the disease to spread in the community as well, as proper precautions are not taken from an early stage. The symptoms overlap with many conditions and hence online or self-diagnosis can cause a false sense of relief. The signs which can be assessed by a qualified medical professional can totally be missed out. As responsible citizens, we should use online guidance to be aware and not treat ourselves.

Ms Kanchan Naikawadi, Preventive Healthcare Specialist, Indus Health Plus says, “Self-medication has become very common and there are various reasons for it. Lack of time, scarcity of health services, financial constraint, lack of awareness, appealing advertisements and easy availability of drugs are responsible for the increasing trend of self-medication. People should consult a doctor before taking any medication as it may cause a serious damage to the body. Checking for symptoms online is okay but it should always be followed up with proper health checkup and expert advice.”

Here are some potential risks associated with self-medication to keep in mind:

·         Incorrect diagnosis of the illness and incorrect process of therapy

·         Failure to recognize pharmacological risks resulting in severe adverse reactions

·         Failure to seek proper and prompt medical advice

·         No knowledge of contraindications, interactions, warnings and precautions

·         Duplicate medication which may lead to harmful drug interaction

·         Inadequate or excessive dosage

·         Excessively prolonged use

·         Risk of dependence and abuse

·         Food and drug interaction

·         Psychological effects due to incorrect diagnosis

·         Inaccuracy of online symptom checkers

The article has been contributed by Ms Kanchan Naikawadi, Preventive Healthcare Specialist, Indus Health Plus.

City Today News



VFS Global to begin limited operations at select Visa Application Centres in some cities

Visa applications to resume for specific visa categories for Belarus, Denmark, Dominican Republic, Ireland, Italy, Norway, Portugal, South Korea, Turkey, UAE, and United Kingdom

VFS Global, the world’s largest visa outsourcing and technology services specialist for governments and diplomatic missions worldwide, is re-opening some Visa Application Centres in limited cities, with the approval of respective Embassies/Consulates in India, and with strict health and safety guidelines in place.

After specific Embassies/Consulates, as well as local authorities have given their approval, VFS Global’s centres will accept visa applications for select countries and visa categories in specific cities. Customers will have to mandatorily schedule an appointment online, through the website, prior to visiting the Visa Application Centre, The list of countries that will resume acceptance of applications are as below:

Please note: Outbound international commercial flights have not yet resumed as of the date of this release. The above dates and information are subject to change at any time according to guidelines of the respective destination governments, as well as lockdown status in various States of India.

In order to ensure a safe, productive work environment for employees, while still protecting communities to the maximum extent possible from the spread of the COVID-19 coronavirus, VFS Global has established standardised protective measures to be followed across centres, including specific physical distancing and sanitation mandates.

All customers may be required to undergo body temperature checks at the entrance of the centre. Customers exhibiting COVID-19 symptoms, including high fever, cough and difficulty in breathing will not be permitted to enter the centre. They will be requested to reschedule their appointment and return once their health improves. Additionally, all customers and VFS Global employees are required to wear a facemask and observe physical distancing within the centre.

Please find all other information with regards to re-start operations in the attached PDF on ‘Widely asked visa queries’ that is being shared along with this note.

Additional information on UK visa:

UK visa services to resume in limited locations in South Asia, including 11 cities in India

Travellers from 11 cities in India, can submit their visa applications at the UK Visa Application Centres from 06 July 2020
From 06 July 2020, UK visa services to also resume in Sri Lanka (Colombo).
Optional Priority Visa, Super Priority Visa, and Walk-in services will not be offered initially

From 06 July 2020, UK Visas and Immigration is beginning a phased resumption of services at select Visa Application Centres in 10 cities in India, namely: Ahmedabad, Bengaluru (Global Tech Park only), Chandigarh, Chennai (subject to local lockdown regulations), Jalandhar, Kochi, Hyderabad, Kolkata, Mumbai (Mahalaxmi only), New Delhi (Shivaji Metro Stadium only), and Pune.

From 06 July 2020, UK Visa Application Centres will also be operational in Sri Lanka (Colombo).

Centres that will remain closed:
All other Visa Application Centres in South Asia remain closed until further notice. VFS Global will contact customers who had previously booked appointments at these centres to arrange for them to complete their application at a different location.
Centres in the following cities in India remain closed: Lucknow, Goa, Jaipur, Bandra-Kurla Complex Centre in Mumbai, Guragaon in Delhi, Electronic City and Whitefield centres in Bengaluru. Customers in these locations can book new appointments at the nearest available locations.

Passport collection: If a decision has been made on a visa application, VFS Global staff will contact customers to arrange for the delivery of the passport.

Existing customers: Customers who were unable to attend an earlier appointment will be able to log into their account to book a fresh appointment. Customers who completed their application on GOV.UK, but did not previously book an appointment at a Centre, can also do so for 06 July 2020 onwards.

Optional services: Some optional, premium services will currently not be offered, including: Super Priority Visa, Priority Visa (for visit visas), Priority Visa for settlement visas, Flexi Time Service, and Walk-in Service. The available premium services will be listed on the website for customers during their online customer journey, before visiting the Centre.

Health measures at the UK border
There are new rules in place for entering the UK because of the ongoing COVID-19 situation. We request you to please check the latest information before you travel at

For customers whose 30-day visa to work, study or join family has expired:
Customers whose 30-day visa to travel to the UK for work, study or to join family has expired, or is about to expire, can request a replacement visa with revised validity dates free of charge until the end of this year. Please visit for details.

Overseas British Passport Applications
For British nationals who wish to renew or apply for a British passport from India, please visit for details on how to do this.

City Today News



SBI General Insurance unveils “new brand identity with redesigned logo and tagline”

  • Cues the digitized and future- ready service approach
  • Marks SBIG 2.0 Version, a new milestone post a decade long journey
  • Appeals to masses and reinforces trust and security in SBIG

Bengaluru, 1st July 2020 : SBI General Insurance (SBIG) today announced the launch of its new corporate brand identity with redesigned logo and the tagline ‘Suraksha aur Bharosa dono’. Digitization has been always at core at SBIG, hence, at this stage the company has amalgamated focus and strategy in the new brand identity, with a swipe-able and fresh-looking logo.

The new purple colour logo conveys SBIG’s future readiness with services to its customers consisting traditionalists and modernists across India. The traditionalist customers are those who value trust, loyalty, value for money and integrity, whereas modernist look for flexibility and future readiness. Purple colour denotes youthfulness, wisdom and devotion.

Shri Dinesh Kumar Khara, Managing Director Global Banking & Subsidiaries, State Bank of India said, “SBI has always strived to ensure that our business is more than just banking as we touch the lives of people across India in many ways. Our commitment to nation building is complete and comprehensive.

With the new brand identity, we are delighted that SBI General is reinventing, and while contributing in insuring the nation, it is taking forward our legacy of trust. We are sure with enhanced digital capabilities, it is better positioned to serve its patrons and continue to provide positive and better customer experience.”

Pushan Mahapatra, MD & CEO, SBI General Insurance said, “We take pride in having the parentage of SBI, and indeed, it is our privilege to carry forward the strong legacy of trust and security.

The insurance category in India is riddled with fear and insecurity. To address this well and live up to our brand that resonates with “trust”, we have derived the tagline – Security and Trust, both which in Hindi reads as – Suraksha and Bharosa, Dono.”

He added, “We are honoured with the faith that our customers have shown in us. With our new logo, we reinstate and reassure them that we are ready to serve their growing needs of services with new-age processes and services.”

In a decade long journey, SBIG has crossed multiple milestones like fastest company to cross Gross Written Premium of Rs.1000 crores in its 4th year, top private insurer to enter the industry post de-tariffication in Jan 2007, broke even and reported profits consistently since FY18, and from 17 branches in 2011. Over a decade, SBI General has been increasing its reach with 120+ branches & 253 locations pan-India. Its strong distribution partners add up to its reach to every nook and corner of India, with SBI’s over 22000 branch network, other financial and digital partners.

While having the strong foundation of these milestones, with new identity, SBI General Insurance has taken next step in the journey to become the first choice for every Indian’s general insurance needs. 

City Today News




Mumbai, India, July 01, 2020: Bespoke Original Content, Blockbuster Movies, Fun Kids Content, Live TV & News, Music, Games and now an indigenous Short-video platform; ZEE5 has truly established itself as India’s Entertainment Super-App. Keeping up with the promise of delivering an unmatched super-app experience, ZEE5 today revealed the name of the much awaited and India’s first ever fully homegrown short video platform. Made for an Atmanirbhar Bharat, ZEE5’s innovative and exciting platform called ‘HiPi’ is a place where India can create the most ingenious and exciting content with the help of state-of-the-art features.
The name HiPi comes from the vision of a youthful and carefree planet where everyone can express themselves with freedom and confidence. A fun place where users can uninhibitedly and unapologetically be themselves without fear of being judged. ZEE5’s HiPi is driven by the vision to encourage self-expression and it aims to unlock the potential talent that this country has by inviting talented and diverse content creators who are seeking a platform that encourages creativity and paves the way to Stardom.
HiPi will entail exciting features which will allow creative minds to express themselves in the most creative way. It is the destination for all things entertainment and a platform for fandoms and storytellers which they can call their own.

Stay Tuned and Download ZEE5 to know more about the official launch of HiPi

City Today News


ಷೇರು ಮಾರುಕಟ್ಟೆ ಕುಸಿತ

ಬೆಂಗಳೂರು: ಇಂದಿನ ಬಾಷ್ಪಶೀಲ ವ್ಯಾಪಾರ ಅಧಿವೇಶನದಲ್ಲಿ ಭಾರತೀಯ ಮಾರುಕಟ್ಟೆಗಳು ಸಮತಟ್ಟಾಗಿದೆ. ಪ್ರಧಾನಿ ನರೇಂದ್ರ ಮೋದಿಯವರು  ರಾಷ್ಟ್ರವನ್ನು ಉದ್ದೇಶಿಸಿ ಮಾಡಿದ ಭಾಷಣವು ವ್ಯಾಪಾರದ ಸಮಯದಲ್ಲಿ ಚಂಚಲತೆಯನ್ನು ಹೆಚ್ಚಿಸಿತು. ರಾಷ್ಟ್ರವನ್ನುದ್ದೇಶಿಸಿ ಮಾಡಿದ ಪ್ರಧಾನ ಮಂತ್ರಿ, ಪ್ರಧಾನ್ ಮಂತ್ರಿ ಗರಿಬ್ ಕಲ್ಯಾಣ್ ಅಣ್ಣಾ ಯೋಜನೆಯನ್ನು 2020 ರ ನವೆಂಬರ್ ಅಂತ್ಯದವರೆಗೆ ವಿಸ್ತರಿಸಿದರು. ಈ ಯೋಜನೆಯು 8 ಮಿಲಿಯನ್ ಬಡ ಭಾರತೀಯ ಕುಟುಂಬಗಳಿಗೆ ಉಚಿತ ಪಡಿತರವನ್ನು ಒದಗಿಸುತ್ತದೆ. ಈ ಯೋಜನೆಗೆ ಬೊಕ್ಕಸಕ್ಕೆ ಹೆಚ್ಚುವರಿ 90,000 ಕೋಟಿ ರೂ ಎಂದು ಏಂಜಲ್‌ ಬ್ರೋಕಿಂಗ್‌ ಲಿಮಿಟೆಡ್‌ ಸಂಸ್ಥೆಯ ಹೆಡ್‌ ಅಡ್ವೆಂಸರಿ ಆಮರ್‌ ದಿಯೋ ಸಿಂಗ್‌ ಹೇಳಿದರು.

ಮಾರ್ಚ್ 2020 ಕ್ಕೆ ಕೊನೆಗೊಂಡ ತ್ರೈಮಾಸಿಕದಲ್ಲಿ ಕಂಪನಿಯು ದುಪ್ಪಟ್ಟುಗಿಂತ ಹೆಚ್ಚಿನ ಲಾಭವನ್ನು ವರದಿ ಮಾಡಿದ ನಂತರ ಭಾರತ್ ಡೈನಾಮಿಕ್ಸ್ ಷೇರುಗಳು  ಶೇಕಡ 9.15 ರಷ್ಟು ಏರಿಕೆಯಾಗಿ ರೂ .330.00 ಕ್ಕೆ ವಹಿವಾಟು ನಡೆಸಿದವು.

ನಾಲ್ಕನೇ ತ್ರೈಮಾಸಿಕದಲ್ಲಿ ಕಂಪನಿಯ ಏಕೀಕೃತ ಮಾರಾಟವು ರೂ .136240.0 ಕೋಟಿ ಎಂದು ವರದಿಯಾಗಿದೆ, ಇದು ಹಿಂದಿನ ತ್ರೈಮಾಸಿಕದ ಏಕೀಕೃತ ಮಾರಾಟಕ್ಕಿಂತ ಶೇಕಡ 11.6 ಕಡಿಮೆಯಾಗಿದೆ. ಇಂದಿನ ವಹಿವಾಟಿನಲ್ಲಿ ರಿಲಯನ್ಸ್ ಇಂಡಸ್ಟ್ರೀಸ್ ಷೇರುಗಳು ಶೇಕಡ 0.91 ರಷ್ಟು ಇಳಿದು ರೂ .1707.50 ಕ್ಕೆ ವಹಿವಾಟು ನಡೆಸಿದವು.

ಭಾರತೀಯ ಷೇರು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಬಾಷ್ಪಶೀಲ ವ್ಯಾಪಾರದ ಮಧ್ಯೆ ಯು.ಎಸ್. ಡಾಲರ್ ವಿರುದ್ಧ ಇಂದಿನ ವಹಿವಾಟಿನಲ್ಲಿ ಭಾರತೀಯ ರೂಪಾಯಿ 75.50 ರೂ. ಹಿಂದಿನ ಅಧಿವೇಶನದಲ್ಲಿ ಲಿಬಿಯಾದ ರಾಜ್ಯ ತೈಲ ಕಂಪನಿ ರಫ್ತು ಪುನರಾರಂಭಿಸುವುದಾಗಿ ವರದಿ ಮಾಡಿದ ನಂತರ ತೈಲ ಬೆಲೆಗಳು ಇಂದಿನ ವಹಿವಾಟಿನಲ್ಲಿ ತೀವ್ರ ಕುಸಿತ ಕಂಡವು.

ಪ್ರಬಲ ತ್ರೈಮಾಸಿಕ ಮರುಕಳಿಸುವಿಕೆಯ ನಂತರ ಹೂಡಿಕೆದಾರರು ಕೆಲವು ಲಾಭಗಳನ್ನು ಕಾಯ್ದಿರಿಸಿದ ನಂತರ ಯುರೋಪಿಯನ್ ಮಾರುಕಟ್ಟೆಯ ಷೇರುಗಳು ಇಂದಿನ ವಹಿವಾಟಿನಲ್ಲಿ ಸಮತಟ್ಟಾಗಿ ವಹಿವಾಟು ನಡೆಸಿದವು. ಕರೋನವೈರಸ್ ಲಾಕ್‌ಡೌನ್‌ನಿಂದಾಗಿ ಯು.ಕೆ ಆರ್ಥಿಕತೆಯು 40 ವರ್ಷಗಳಲ್ಲಿ ಅತಿದೊಡ್ಡ ಕುಸಿತಕ್ಕೆ ಸಾಕ್ಷಿಯಾಗಿದೆ.

City Today News



ಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ಏರಿಕೆ

ಬೆಂಗಳೂರು: ಕೊರೊನಾವೈರಸ್ ಪ್ರಕರಣಗಳ ಉಲ್ಬಣವನ್ನು ಹೇಗೆ ನಿರ್ವಹಿಸುವುದು ಎಂಬುದರ ಬಗ್ಗೆ ವಿಶ್ವ ಸರ್ಕಾರಗಳ ಏಕೈಕ ಅಧಿಕಾರವು ಕೇಂದ್ರೀಕೃತವಾಗಿತ್ತು ಮತ್ತು ಆರ್ಥಿಕತೆಯು ಆರ್ಥಿಕ ಹಿಂಜರಿತದತ್ತ ಸಾಗದಂತೆ ನೋಡಿಕೊಳ್ಳುತ್ತದೆ. ಕರೋನವೈರಸ್ನ ಎರಡನೇ ತರಂಗದ ಬೆದರಿಕೆ ವಿಶ್ವದ ಎಲ್ಲಾ ಪ್ರಮುಖ ಆರ್ಥಿಕತೆಗಳಲ್ಲಿ ಮುಂದುವರೆದಿದೆ ಎಂದು ಏಂಜಲ್‌ ಬ್ರೋಕಿಂಗ್‌ ಲಿಮಿಟೆಡ್‌ ಸಂಸ್ಥೆಯ ನಾನ್‌ ಅಗ್ರಿ ಕಮಾಡಿಟಿಸ್‌ ಅಂಡ್‌ ಕರೆನ್ಸಿಸ್‌ ವಿಭಾಗದ ಎವಿಪಿ ರಿಸರ್ಚ್‌ ಪ್ರಥಮೇಶ್‌ ಮಲ್ಯ ಹೇಳಿದರು.

ಸ್ಪಾಟ್ ಗೋಲ್ಡ್ ಬೆಲೆಗಳು ಶೇಕಡ 0.05 ರಷ್ಟು ಏರಿಕೆ ಕಂಡು ಔನ್ಸ್‌ಗೆ 1771.5 ಡಾಲರ್‌ಗೆ ತಲುಪಿದೆ. ವೈರಸ್ ಸುತ್ತಮುತ್ತಲಿನ ಸ್ಥಿರವಾಗಿ ಹೆಚ್ಚುತ್ತಿರುವ ಉದ್ವಿಗ್ನತೆಗಳು ಸಾಮಾನ್ಯ ಸ್ಥಿತಿಗೆ ಮರಳುವ ಭರವಸೆಯನ್ನು ಹುಟ್ಟುಹಾಕಿತು ಮತ್ತು ಸುರಕ್ಷಿತ ಸ್ವತ್ತು ಆಸ್ತಿ ಚಿನ್ನದ ಬೆಲೆಗಳನ್ನು ಹೆಚ್ಚಿಸಿತು. 

ಬಡ್ಡಿದರಗಳು ಶೂನ್ಯದ ಸಮೀಪ ಸುಳಿದಾಡುವುದರ ಜೊತೆಗೆ ಕೇಂದ್ರೀಯ ಬ್ಯಾಂಕುಗಳು ನೀಡುವ ಪ್ರಾಯೋಗಿಕ ಮತ್ತು ಪ್ರಾಯೋಗಿಕ ಪ್ರಚೋದಕ ಪ್ಯಾಕೇಜುಗಳು ಹಳದಿ ಲೋಹದ ಬೆಲೆಯನ್ನು ಹೆಚ್ಚಿಸಲು ಸಹಾಯ ಮಾಡಿದವು. ಯು.ಎಸ್. ಡಾಲರ್ನ ಪ್ರಶಂಸನೀಯ ವೆಚ್ಚವು ಇತರ ಕರೆನ್ಸಿ ಹೊಂದಿರುವವರಿಗೆ ಚಿನ್ನವನ್ನು ದುಬಾರಿಯನ್ನಾಗಿ ಮಾಡಿತು ಮತ್ತು ಬೆಲೆಯಲ್ಲಿ ಯಾವುದೇ ಹೆಚ್ಚಳವನ್ನು ಸೀಮಿತಗೊಳಿಸಿತು. 

ಸ್ಪಾಟ್ ಬೆಳ್ಳಿ ಬೆಲೆ 0.62 ರಷ್ಟು ಹೆಚ್ಚಳಗೊಂಡು ಪ್ರತಿ .ನ್ಸ್‌ಗೆ 9 17.9 ಕ್ಕೆ ತಲುಪಿದೆ. ಎಂಸಿಎಕ್ಸ್‌ನ ಬೆಲೆಗಳು ಶೇಕಡಾ 0.50 ರಷ್ಟು ಇಳಿಕೆಯಾಗಿದ್ದು, ಪ್ರತಿ ಕೆ.ಜಿ.ಗೆ 48123 ರೂ. ಡಬ್ಲ್ಯುಟಿಐ ಕಚ್ಚಾ ಬೆಲೆಗಳು ಶೇಕಡಾ 3.14 ರಷ್ಟು ಏರಿಕೆ ಕಂಡಿದ್ದು, ಯುರೋ ವಲಯದಲ್ಲಿ ಸರ್ವಾಂಗೀಣ ಚೇತರಿಕೆ ಕಂಡುಬಂದಿದ್ದರಿಂದ ಪ್ರತಿ ಬ್ಯಾರೆಲ್‌ಗೆ. 39.7 ರಷ್ಟಿದೆ. 

ಚೀನಾ ಉತ್ಪಾದಿಸಿದ ಸಕಾರಾತ್ಮಕ ವ್ಯಾಪಾರ ದತ್ತಾಂಶವು ಕಚ್ಚಾ ತೈಲ ಬೆಲೆಗಳ ಹೆಚ್ಚಳಕ್ಕೆ ಕಾರಣವಾಯಿತು. ಮೇ 20 ರಲ್ಲಿ ಸುಮಾರು 90 ಪ್ರತಿಶತದಷ್ಟು ಅನುಸರಣೆಯೊಂದಿಗೆ ಒಪೆಕ್ ಪೂರೈಕೆ ಕಡಿತವು ಕಚ್ಚಾ ಬೆಲೆಗಳನ್ನು ತೇಲುತ್ತದೆ. 2020 ರ ಮುಂದಿನ ತಿಂಗಳುಗಳಲ್ಲಿ ಆಕ್ರಮಣಕಾರಿ ಉತ್ಪಾದನಾ ಕಡಿತವನ್ನು ಮುಂದುವರೆಸುವ ಬಗ್ಗೆ ಒಪೆಕ್ ರಾಷ್ಟ್ರಗಳು ಇನ್ನೂ ನಿರ್ಧಾರ ತೆಗೆದುಕೊಳ್ಳಬೇಕಾಗಿಲ್ಲ. ವಿಶ್ವದ ಅನೇಕ ಭಾಗಗಳಲ್ಲಿ ವ್ಯಾಪಾರಗಳು ಪುನಃ ತೆರೆಯಲ್ಪಟ್ಟವು, ನಿರುದ್ಯೋಗ ಸಮಸ್ಯೆಗಳನ್ನು ಗಮನಾರ್ಹವಾಗಿ ಕಡಿಮೆ ಮಾಡಿದೆ.

ವಾಯು ಸಂಚಾರದ ಮೇಲಿನ ನಿರ್ಬಂಧಗಳ ಜೊತೆಗೆ ಕೊರೊನಾವೈರಸ್ ಪ್ರಕರಣಗಳು ಗಮನಾರ್ಹವಾಗಿ ಏರುತ್ತಲೇ ಇದ್ದವು, ಇದು ಲಾಭಗಳನ್ನು ಸೀಮಿತಗೊಳಿಸಿತು.

ಲಂಡನ್ ಮೆಟಲ್ ಎಕ್ಸ್ಚೇಂಜ್ (ಎಲ್ಎಂಇ) ನಲ್ಲಿ ಬೇಸ್ ಮೆಟಲ್ ಬೆಲೆಗಳು ಹೆಚ್ಚಾಗಿದ್ದು, ಚೀನಾದಲ್ಲಿ ಹೆಚ್ಚುತ್ತಿರುವ ಕೈಗಾರಿಕಾ ಚಟುವಟಿಕೆಗಳು ಬೇಡಿಕೆಯ ಬಲಕ್ಕೆ ಸೂಚಿಸಿದವು. ಕೈಗಾರಿಕಾ ದಾಸ್ತಾನುಗಳು ಶಾಂಘೈ ಎಕ್ಸ್ಚೇಂಜ್ನಲ್ಲಿ ತೀವ್ರವಾಗಿ ಕ್ಷೀಣಿಸಿದವು, ಜೊತೆಗೆ ಬೇಸ್ ಮೆಟಲ್ ಬೆಲೆಯಲ್ಲಿ ಸ್ಥಿರವಾದ ಸುಧಾರಣೆಯಾಗಿದೆ.

ಯು.ಎಸ್ ಮತ್ತು ಚೀನಾ ನಡುವಿನ ಉದ್ವಿಗ್ನತೆಯು ಯು.ಎಸ್. ಚೀನಾವನ್ನು ವೈರಸ್ ಅನ್ನು ಹೊಂದಲು ಸಾಧ್ಯವಾಗುತ್ತಿಲ್ಲ ಎಂದು ದೂಷಿಸುತ್ತಿತ್ತು. ಈ ಅಂಶವು ಯು.ಎಸ್. ಡಾಲರ್ ಬೆಲೆಗಳನ್ನು ಸುಧಾರಿಸುವುದರೊಂದಿಗೆ, ಮೂಲ ಲೋಹಗಳ ಬೆಲೆಯ ಏರಿಕೆಯನ್ನು ಸೀಮಿತಗೊಳಿಸಿದೆ.

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Mondelez India forays into Cakes category, with the launch of Cadbury Chocobakes Choc Layered Cakes

INDIA – June 30, 2020 – Mondelez India, the makers and bakers of some of India’s favourite snacking brands – Cadbury Dairy Milk, Cadbury Bournvita, Oreo etc., today announced the launch of Cadbury Chocobakes Choc Layered Cakes. This is the company’s second launch under the Chocobakery sub-category, in less than a year, after the successful launch of Cadbury Chocobakes Choco-filled Cookies. With this launch, the company is bringing together power of their global baking expertise and the much-loved chocolatey Cadbury taste. Cadbury Chocobakes Choc Layered Cakes will be available on shelves from July 2020.

Commenting on the launch, Deepak Iyer, President – India, Mondelez International, said “We are expanding our portfolio into related categories by driving the taste of chocolate as a snack – beyond the bar.  Today with our strong Cadbury legacy and an established play in biscuits and cookies we are well placed to expand into the bakery and cakes segment with layered cakes. With our individually wrapped chocolatey cakes we are not only providing a new eat experience but driving consumer convenience both for in-home and on the go consumption. This is an important milestone in the journey of our company in India.”
“I am so proud of our teams who worked during these difficult times over the last few months to get a new product, in a new category to the market – this showcases our commitment to our consumers,” he added

Sudhanshu Nagpal, Associate Director – Marketing (Biscuits), Mondelez India, added, “Our Biscuits business in the country has been one of the key growth drivers for us, globally and in India. Our endeavor has always been to provide unique eat experiences and a broad range of product offerings to our consumers – some of our unique innovations like Bournvita Biscuits – Banana & Oats, Oreo Cadbury Dipped, Cadbury Chocobakes Choc-filled Cookies, etc. are a testament to this commitment. We are confident that our latest launch – Cadbury Chocobakes Choc Layered Cakes will help us further expand the category and open interesting avenues in the snacking space”

With a vision specific to the category, Mondelez India aims to ‘introduce delicious, consumer-relevant products’ aligned to the daily consumption occasions by not only providing newer eat experiences, but also empowering consumers to snack right. After the successful launch of Cadbury Chocobakes Choc-filled Cookies, the launch of Cadbury Chocobakes Choc Layered Cakes is a concerted effort towards solidifying the company’s resilient grip in the Chocobakery sub-category of the Indian market, at the back of its consistent innovative drive and marketing excellence.
The launch of Cadbury Chocobakes Choc Layered Cakes will be supported by a 360-degree communication campaign, designed to bring to the fore the company’s latest innovation. Cadbury Chocobakes Choc Layered Cakes is priced at just Rs. 10 for a single pack (21 gms) and Rs. 60 for a pack of six (126 gms) and is all set to make its grand online debut, through an exclusive preview.

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National Doctors’ Day is observed on July 1 every year. The role and importance of Doctors in our lives was never valued more than now

Authored by : Dr.Kasu Prasad Reddy – Chief Surgeon and Founder – MaxiVision Super Specialty Eye Hospitals, Hyderabad.

First and foremost let us remember the heroes of our country, the soldiers who lost their lives while doctoring to protect all of us from the enemy. 

Then some heroes don’t wear capes, we call them doctors. This anonymous one-liner has never been more true that it is today. We have all witnessed it at some point or the other during these past few months across television screens, in the news and elsewhere. I am 71 with high risk but working from day one for emergencies and from 1st May for selective because the primary duty of a doctor is to serve and this is the time when we are most needed. 

The role and importance of Doctors in our lives have never been valued more than during the current Pandemic. Though Doctors have always played a significant role in the lives of individuals and society as a whole the current scenario has bought the significance of their role

to the forefront. Like a soldier during wartime, doctors have gone beyond the call of duty working non-stop to save lives risking their own, especially our government doctors. 

In these difficult times, doctors have not given up in spite of many incidents being reported of

doctors being attacked by patients. Adding to their difficulties are also reports that some state governments are not being able to pay salaries. Some doctors have not gone home for several days. So far over 32 doctors have died of COVID 19.

Their contribution to human health is beyond comparison as Doctors not only save lives they also make a difference by helping patients alleviate pain, recover from a disease quicker and help improve the quality of life of a patient. A patient’s ability to lead a good life, even if they can’t be cured, makes a huge difference to them and to their families.

A doctor uses his extensive knowledge and applies the same to identify a medical problem faced by a patient and then uses his or her skills to cure it. During times like today where a contagious disease is threatening to claim almost an entire population across the globe not just a few hundred people. Timely measures and awareness by doctors is helping curb and contain this catastrophic situation from of going beyond control.

Like never before as a nation, we need to rise for this special occasion of Doctor’s Day, to show that we are proud of the talented medical professionals we have in our country. Recognizing the fact that doctor and their nurses and other medical personnel today are dealing with medical emergencies that neither India nor the world has ever witnessed.

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Exide Life Insurance in FY 2019-20 delivers strong growth in profits (INR 29 Crs, up 141%) with growth in premiums (INR 3220 Crs, up 12% vs FY 2018-19)

30 June 2020, Bengaluru: Exide Life Insurance, a 100% owned subsidiary of Exide Industries, reported a growth of 141% in Profits Before Tax (PBT) at INR 29 Crores in the Financial Year ended March 2020, compared to INR 12 Crores in the previous Financial Year (FY 18-19). This is the eighth consecutive year in which the Company has reported profits.

The Company has continued its emphasis on protection products resulting in the protection business mix increasing from 9% of Annualized Premium Equivalent (APE) in FY 18-19 to 11% in FY 19-20.

The Company has achieved its highest ever Claims Settlement Ratio at 98.15% and has a healthy Solvency Ratio of 210% versus the regulatory requirement of 150%.

Continuing with a very strong track record of declaring bonus payouts to participating policyholders every year since inception, the Company has announced Policyholder Bonus distribution of INR 324 Crores in FY 2019-20, a growth of 13.1% over previous FY.

Commenting on the results, Kshitij Jain, MD & CEO, Exide Life Insurance said, “Our primary focus remains value creation for customers and shareholders. Our long term strategy is to grow new business faster than the industry while continuing to improve on the quality of business.

Our commitment to this philosophy has paid off and our business performance has manifested in superior returns to our policyholders, with us being able to pay bonus to participating policyholders every year since inception. Needless to say we live by our promise and our core brand essence of Lamba Saath, Bharose Ki Baat.”

Policyholder Bonus
Considering the surplus that arose over the Financial Year in the Participating fund, the Company announced policyholder bonus of INR 324 Crores in FY 2019-20, a growth of 13.1% over FY 2018-19

Solvency Ratio
The solvency ratio of the Company stood at 210% as on 31st March 2020, compared to the regulatory requirement of 150%.

Assets under Management
The Company’s Assets under Management (AUM) recorded a growth of 10% over the last financial year and stands at INR 15,795 Crores.

Profit Before Tax (PBT)
During FY 2019-20, the Company recorded Profit Before Tax of INR 29 Crores, compared to INR 12 Crores in FY 2018-19.

Claim Settlement Ratio
The Company continued its growth journey with ‘Individual Claims Settlement Ratio’ improving to an all-time high (since inception) of 98.15% in FY 2019-20. The Company paid death claims worth INR 213.70 Crores (Individual INR 88.95 Crores and Group INR 124.75 Crores) during the Financial Year 2019-20.

Renewals and Persistency
The Company achieved 12% growth in individual renewal premiums at INR 2,221 Crores with improvement in persistency ratios for 13th month, 25th month as well as 37th month.

Protection Business Mix
The mix of protection business was further strengthened to 11% of the individual new business premium (Annualized Premium Equivalent).

Life Insurance Coverage (Sum Assured)
The Company has increased its total coverage and now has total Sum Assured of INR 3.44 Lakh Crores as on 31st March 2020.

The Company’s all round performance on value creation continued with receiving external recognition in various areas of business. Some of the noteworthy awards won are:
Exide Life Smart Term Plan voted as Product of the Year 2019
Helmet Saves CSR initiative won:
Best BTL campaign for a socio economic program in Masters of Modern Marketing
Brandvid (Gold) Best brand integration in Music Video
Brandvid (Silver) – Best brand film for Social initiative
FICCI best CSR initiative in Life Category

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